2041 Elm Tree Ter, Buford, GA 30518 Property Records

Gwinnett County property record for 2041 Elm Tree Ter, Buford, GA 30518

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,475 sqft · built 1999
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2017)
Tax Bill	$911 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-334-205`

Property Details

APN / Parcel Number

Primary APN	`7-334-205`
Alternative APN	`R7334 205`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
1st Floor Area	639 sqft
Basement Area	927 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Terrain	Low
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	115 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	7334205
Street Address	2041 ELM TREE TER
City	BUFORD
State	GA
Zip	30518-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100CSO-SINGLE-FAMILY CON
Legal Description	L14 BA ELM TREE #1
Legal Subdivision	ELM TREE
Legal Block	A
Legal Lot Number	14
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	BUFORD-SUGAR HILL
Census Block Group	2
Census Block	2031
Census Tract	50110

Owner

2041 Elm Tree Ter is owned and occupied by an individual who bought it in July 2017.

Source: Gwinnett County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	2041 ELM TREE TER, BUFORD, GA 30518-1255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L BK/KANSAS CITY
Jul 31, 2017	Deed of Trust, Mortgage FIRST FED'L BK/KANSAS CITY
May 18, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2017 · Amount on File
Deed Sale	Jul 31, 2017 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	0055298598
Deed Book / Page	55298 / 598
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2041 ELM TREE TER, BUFORD, GA 30518-1255
Document Number	0583020183
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 ELM TREE TER BUFORD GA 305181255, BUFORD, GA 30518-1255

Mortgage

Document Number	0583020183
Date	Jan 22, 2021
Book Page	058302/000183

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	6900 EXECUTIVE DR, KANSAS CITY, MO 64120-2111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2041 ELM TREE TER, BUFORD, GA 30518-1255
Document Number	0552980599
Book / Page	055298 / 000599
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 ELM TREE TER BUFORD GA 305181255, BUFORD, GA 30518-1255

Mortgage

Document Number	0552980599
Date	Jul 2, 2017
Book Page	055298/000599

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS, MO 64120

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GWINNETT GA
Recording Date	May 18, 2017
Property Address	2041 ELM TREE TER, BUFORD, GA 30518-1255
Document Number	0551280140
Book / Page	055128 / 000140
Instrument Date	May 11, 2017
Transaction Type	Foreclosure
Record Updated	Jun 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2360 HENDERSON RD TUCKER GA 30084, TUCKER, GA 30084

Tax Assessment & Valuation

The 2025 property tax bill for 2041 Elm Tree Ter was $911 with a homeowner's exemption.

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Buford City
County	Gwinnett County
Unified School District	Buford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$911.00	$164,440 Land $40,160 Building $124,280	$411,100 Land $100,400 Building $310,700
2023	$767.00	$102,400 Land $18,160 Building $84,240
2022			$256,000 Land $45,400 Building $210,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2041 Elm Tree Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2041 Elm Tree Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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