Gwinnett County property record for 2040 Elm Tree Ter, Buford, GA 30518
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,380 sqft · built 1993 |
| Lot Size | 0.63 acres (27,442 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,900 (Jun 2006) |
| Tax Bill | $1,533 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-334-202 |
| Primary APN | 7-334-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Living Area |
| Gross Area | 3,952 sqft |
| Attic | Attic |
| Attic Area | 160 sqft |
| Basement Area | 1,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 27,442 sqft (0.63 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 2040 ELM TREE TER |
|---|---|
| City | BUFORD |
| State | GA |
| Zip | 30518-1254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100CSO |
| Legal Description | L11 BA ELM TREE #1 |
| Legal Subdivision | ELM TREE |
| Legal Block | A |
| Legal Lot Number | 11 |
| Legal Unit | 1 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | BUFORD-SUGAR HILL |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 50110 |
2040 Elm Tree Ter is owned and occupied by an individual who bought it in June 2006.
Source: Gwinnett County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2040 ELM TREE TER, BUFORD, GA 30518-1254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2006 · Amount on File |
| Deed Sale | Jun 21, 2006 · Amount on File |
| Prior Sale | Mar 15, 2004 · Amount on File |
| Deed Book / Page | 46649 / 541 |
| Prior Transfer Date | Aug 2, 2004 |
| Prior Transfer Doc | 0398490002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 2040 ELM TREE TER, BUFORD, GA 30518-1254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2040 ELM TREE TER, BUFORD, GA 30518-1254 |
| Investor | Possibly a Property Investor |
| Document Number | 0589310367 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 0000058931/0000000367 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 2040 Elm Tree Ter was $1,533.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Buford City |
| County | Gwinnett County |
| Unified School District | Buford City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,533.00 | $185,920 Land $40,000 Building $145,920 | $464,800 Land $100,000 Building $364,800 |
| 2023 | $1,674.00 | $116,680 Land $18,000 Building $98,680 | |
| 2022 | $291,700 Land $45,000 Building $246,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2040 Elm Tree Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2040 Elm Tree Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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