2050 Deborah Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2050 Deborah Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,272 sqft · built 1986
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Mar 2023)
Tax Bill	$2,769 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0487-0190`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0487-0190`
Alternative APNs	`00458150` `458150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	124 ft deep x 112 ft wide
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	295 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00458150
Street Address	2050 DEBORAH DR
City	SPRING HILL
State	FL
Zip	34609-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 487 LOT 19 OR 933 PG 1908
Legal Range	18E
Legal Township	23S
Legal Section	29
Legal Subdivision	SPRING HILL UN 9
Legal Block	487
Legal Lot Number	19
Legal Unit	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2057
Census Tract	41106

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2050 DEBORAH DR, SPRING HILL, FL 34609-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	2023012220
Deed Book / Page	4272 / 501
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 2, 2023
Property Address	2050 DEBORAH DR, SPRING HILL, FL 34609-3824
Document Number	0042720501
Book / Page	4272 / 501
Map Reference	MB 8 PG 38-53
Instrument Date	Feb 28, 2023
Instrument	2023012220
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1445 LAUREL AVE, SPRING HILL, FL 34606-4024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 DEBORAH DR, SPRING HILL, FL 34609-3824

Mortgage

Document Number	0004272503
Date	Mar 2, 2023
Instrument	4272/503

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2050 DEBORAH DR, SPRING HILL, FL 34609-3824
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 DEBORAH DR, SPRING HILL, FL 34609-3824

Mortgage

Document Number	0040180621
Date	Jun 24, 2021
Book Page	4018/621
Instrument	2021048108

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,769.00 (+286.19%)	$193,976 (+123.45%) Land $61,881 Building $132,095	$193,976 (+8%) Land $61,881 Building $132,095
2023		$86,809 (+3%) Land $86,809
2022	$717.00 Homeowner's exemption	$84,281	$179,612 Land $33,536 Building $146,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tillman Fiber.

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