2047 Deborah Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2047 Deborah Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,130 sqft · built 1987
Lot Size	0.294 acres (12,786 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Dec 2020)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0496-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0496-0100`
Alternative APNs	`00443504` `443504`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
Gross Area	3,174 sqft
1st Floor Area	2,130 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,786 sqft (0.294 acres)
Lot Dimensions	126 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Screened Porch
Porch Area	1,639 sqft
Patio Area	57 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00443504
Street Address	2047 DEBORAH DR
City	SPRING HILL
State	FL
Zip	34609-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 496 LOT 10
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	496
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2056
Census Tract	41106

Owner

2047 Deborah Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2047 DEBORAH DR, SPRING HILL, FL 34609-3825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Dec 23, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	Oct 12, 2015 · Amount on File
Deed Document Number	202080950
Deed Book / Page	3930 / 994
Prior Transfer Date	Apr 30, 2010
Prior Transfer Doc	0027401773
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2047 DEBORAH DR, SPRING HILL, FL 34609-3825
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 DEBORTAH DR, SPRING HILL, FL 34609-3825

Mortgage

Document Number	0046270219
Date	Oct 28, 2025
Book Page	4627/219
Instrument	2025074641

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	33580

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Oct 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 23, 2020
Property Address	2047 DEBORAH DR, SPRING HILL, FL 34609-3825
Document Number	0039300995
Book / Page	003930 / 000995
Instrument Date	Nov 12, 2020
Instrument	80950
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	PRECISION TITLE/SUNCOAST INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 DEBORAH DR SPRING HILL FL 346093825, SPRING HILL, FL 34609-3825

Mortgage

Document Number	39300996
Date	Dec 23, 2020
Book Page	003930/000996
Instrument	80951

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2047 Deborah Dr was $3,245 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,245.00 Homeowner's exemption	$218,354	$313,646 Land $62,651 Building $250,995
2023		$206,019 (+3%) Land $206,019
2022	$2,527.00 Homeowner's exemption	$200,018	$309,291 Land $33,883 Building $275,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2047 Deborah Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2047 Deborah Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tillman Fiber.

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