2021 Deborah Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2021 Deborah Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 ba · 980 sqft · built 1982
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Oct 1998)
Tax Bill	$357 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0483-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0483-0140`
Alternative APNs	`00479976` `479976`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Enclosed Porch
Porch Area	984 sqft
Deck Area	42 sqft
Patio Area	394 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00479976
Street Address	2021 DEBORAH DR
City	SPRING HILL
State	FL
Zip	34609-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 483 LOT 14 ORB 792 PG 785
Legal Range	18E
Legal Township	23S
Legal Section	30
Legal Subdivision	SPRING HILL UN 8
Legal Block	483
Legal Lot Number	14
Legal Unit	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4004
Census Tract	40901

Owner

2021 Deborah Dr is owned and occupied by an individual who bought it in October 1998.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	2021 DEBORAH DR, SPRING HILL, FL 34609-4608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 1998 · Amount on File
Deed Sale	Oct 27, 1998 · Amount on File
Deed Document Number	0122600246
Deed Book / Page	01226 / 00246
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2021 DEBORAH DR, SPRING HILL, FL 34609-4608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036800717
Date	Mar 15, 2019
Book Page	3680/0717
Instrument	2019015721

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 6, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2021 Deborah Dr was $357 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$357.00 Additional exemption filed	$61,432	$160,858 Land $36,500 Building $124,358
2023		$57,962 (+3%) Land $57,962
2022	$354.00 Homeowner's exemption Disabled Person's exemption	$56,274	$155,442 Land $33,000 Building $122,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2021 Deborah Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2021 Deborah Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tillman Fiber.

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