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205 S Lester St, Capac, MI 48014 Property Records

St. Clair County property record for 205 S Lester St, Capac, MI 48014

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,548 sqft · built 1972
Lot Size0.309 acres (13,460 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Mar 2024)
Tax Bill$2,863 (2025)
Deeds & MortgagesMar 2024 Sale
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN74-40-225-0002-000

Property Details

APN / Parcel Number

Primary APN74-40-225-0002-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,548 sqft Living Area
1st Floor Area1,532 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Lot Area13,460 sqft (0.309 acres)
Lot Dimensions160 ft deep x 75 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address205 S LESTER ST
CityCAPAC
StateMI
Zip48014-3713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVILLAGE
Legal DescriptionLOT 2 BULLOCK PLAT SEC 27 T7N R13E
Legal Range13E
Legal Township07N
Legal Section27
Legal SubdivisionBULLOCK PLAT SUBDIVISION
Legal Lot Number2
Legal Unit2
JurisdictionSAINT CLAIR MI
Township / Civil DivisionMUSSEY
Census Block Group2
Census Block2022
Census Tract657100

Owner

205 S Lester St is owned and occupied by two individuals who bought it in March 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address205 S LESTER ST, CAPAC, MI 48014-3713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2024Warranty Deed, Transfer
CRISLO TITLE COMPANY, CISLO TITLE CO
Jun 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2024 · Amount on File
Deed SaleMar 29, 2024 · Amount on File
Prior SaleSep 1, 2016 · Amount on File
Deed Document Number20245098
Deed Book / Page5701 / 299
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateMar 29, 2024
Property Address205 S LESTER ST, CAPAC, MI 48014-3713
Document Number0005701299
Book / Page5701 / 299
Map ReferenceLB 75 OF PLS PG 10
Instrument DateMar 15, 2024
Instrument2024005098
Transaction TypeTransfer
Record UpdatedApr 15, 2024
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

AmountAmount on Record
Tax$14,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8090 MARQUETTE RD, WALES, MI 48027-3828

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12541 SAINT PATRICIA CT, ROMEO, MI 48065-5400

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address205 S LESTER ST, CAPAC, MI 48014-3713
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 S LESTER ST, CAPAC, MI 48014-3713

Mortgage

Document Number5375336
DateJun 7, 2021
Book Page5375/336
Instrument2021016757
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 205 S Lester St was $2,863 with a homeowner's exemption, up 53.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityCapac Village
CountySt. Clair County
County SubdivisionMussey Township
Unified School DistrictCapac Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,800 (+10.38%)$229,600
2025$2,863.00 (+53.68%) Homeowner's exemption$104,000
2024$1,863.00$208,000
2023$95,000
2022$1,652.00$190,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 205 S Lester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 S Lester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF CAPAC
serves 1,775 people · EPA ID MI0001110
Water SourceGroundwater
Last State InspectionJun 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Mercury Fiber, Verizon.

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