200 S Lester St, Capac, MI 48014 Property Records

St. Clair County property record for 200 S Lester St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,129 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Dec 2020)
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-40-750-0087-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-750-0087-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,129 sqft Living Area
1st Floor Area	908 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	200 S LESTER ST
City	CAPAC
State	MI
Zip	48014-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	LOT 66 SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC SEC 21, 22, 27 & 28 T7N R13E
Legal Range	13E
Legal Township	07N
Legal Section	02
Legal Subdivision	SUPERVISORS JOHN BOWERS PLAT
Legal Lot Number	66
Legal Unit	66
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	2
Census Block	2022
Census Tract	657100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 S LESTER ST, CAPAC, MI 48014-3712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	Sep 16, 2015 · Amount on Record
Deed Document Number	202032960
Deed Book / Page	5294 / 704
Prior Transfer Date	May 15, 2014
Prior Transfer Doc	004506/825
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 29, 2020
Property Address	200 S LESTER ST, CAPAC, MI 48014-3712
Document Number	0005294704
Book / Page	5294 / 704
Map Reference	LB 53 PG 3-6
Instrument Date	Dec 10, 2020
Instrument	2020032960
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,042.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 S LESTER ST, 200, CAPAC, MI 48014-3712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 S LESTER ST, CAPAC, MI 48014-3712

Mortgage

Document Number	2020032961
Date	Dec 29, 2020
Instrument	2020032961

Lender

Name	SECURITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,600 (+14.23%)	$125,200 (+14.23%)
2025	$1,318.00 (+2.97%) Homeowner's exemption	$54,800 (+11.16%)
2024	$1,280.00 (+12.78%)		$109,600 (+11.16%)
2023		$49,300
2022	$1,135.00		$98,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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