120 S Lester St, Capac, MI 48014 Property Records

St. Clair County property record for 120 S Lester St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$42,500 (Aug 2010)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-40-750-0086-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-750-0086-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 S LESTER ST
City	CAPAC
State	MI
Zip	48014-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	LOT 65 SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC SEC 21, 22, 27 & 28 T7N R13E
Legal Range	13E
Legal Township	07N
Legal Section	02
Legal Subdivision	SUPERVISOR JOHN BOWERS PLAT
Legal Lot Number	65
Legal Unit	65
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	2
Census Block	2022
Census Tract	657100

Owner

120 S Lester St is owned by an individual who acquired it in June 2020.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	116 S LESTER ST, CAPAC, MI 48014-3710
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2010 · Amount on File
Deed Sale	Aug 26, 2010 · Amount on File
Deed Document Number	201016801
Deed Book / Page	4065 / 299
Last Transfer Date	Jun 24, 2020
Transfer Doc	0000052111
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 10, 2020
Property Address	120 S LESTER ST, CAPAC, MI 48014-3710
Document Number	0052110001
Book / Page	005211 / 000001
Instrument Date	Jun 24, 2020
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S LESTER ST MUSSEY MI 480143710, MUSSEY, MI 48014-3710

Mortgage

Document Number	52110002
Date	Jul 10, 2020
Book Page	005211/000002

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 120 S Lester St was $1,033, up 3.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,900 (+15.42%)	$95,800
2025	$1,033.00 (+3.4%)	$41,500
2024	$999.00		$83,000
2023		$37,600
2022	$897.00		$75,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 S Lester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 S Lester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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