205 Clear Creek Loop, Durango, CO 81301 Property Records

La Plata County property record for 205 Clear Creek Loop, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,053 sqft · built 2012
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$558,792 (Jul 2019)
Tax Bill	$3,727 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5671-074-09-020`

Property Details

APN / Parcel Number

Primary APN	`5671-074-09-020`
Alternative APN	`R426398`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,053 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	2,053 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Custom Design
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	611 sqft
Porch	Porch
Porch Area	287 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R426398
Street Address	205 CLEAR CREEK LOOP
City	DURANGO
State	CO
Zip	81301-8103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: EDGEMONT HIGHLANDS DEV PH I LOT: 20 PROJ 2003-290 205 CLEAR CREEK LOOP DURANGO 81301
Legal Subdivision	EDGEMONT HIGHLANDS DEV PH I
Legal Phase	1
Legal Block	2
Legal Lot Number	20
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2021
Census Tract	970703

Owner

205 Clear Creek Loop is owned and occupied by two individuals who bought it in July 2019.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	205 CLEAR CREEK LOOP, DURANGO, CO 81301-8103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 10, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE
Jul 10, 2019	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Prior Sale	May 17, 2012 · Amount on File
Deed Document Number	20191158600
Prior Transfer Date	Jan 15, 2007
Prior Transfer Doc	0000950931
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	205 CLEAR CREEK LOOP, DURANGO, CO 81301-8103
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001194383
Date	Jun 18, 2021
Instrument	1194383

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 10, 2019
Property Address	205 CLEAR CREEK LOOP, DURANGO, CO 81301-8103
Document Number	0001158600
Instrument Date	Jul 10, 2019
Instrument	1158600
Transaction Type	Transfer
Record Updated	Feb 19, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$56.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 CLEAR CREEK LOOP DURANGO CO 813018103, DURANGO, CO 81301-8103

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	205 CLEAR CREEK LOOP, DURANGO, CO 81301-8103
Document Number	0001159473
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 19, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 CLEAR CREEK LOOP DURANGO CO 813018103, DURANGO, CO 81301-8103

Mortgage

Document Number	0001159473
Date	Jul 29, 2019
Instrument	1159473

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 205 Clear Creek Loop was $3,727.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,220 (+0.84%) Land $14,380 Building $45,840	$955,580 (-) Land $228,150 Building $727,430
2025	$3,727.00	$59,720 Land $14,260 Building $45,460	$955,580 Land $228,150 Building $727,430
2023	$2,414.00 (+21.73%)	$48,180 (+25.76%) Land $10,280 Building $37,900	$719,040 (+30.45%) Land $153,370 Building $565,670
2022	$1,983.00	$38,310 Land $8,990 Building $29,320	$551,200 Land $129,350 Building $421,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 205 Clear Creek Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Clear Creek Loop is high, ranking above 87% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 91% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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