165 Clear Creek Loop, Durango, CO 81301 Property Records

La Plata County property record for 165 Clear Creek Loop, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,634 sqft · built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jan 2018)
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5671-074-09-023`

Property Details

APN / Parcel Number

Primary APN	`5671-074-09-023`
Alternative APN	`R426401`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,634 sqft Living Area
Gross Area	4,518 sqft
1st Floor Area	2,757 sqft
Basement Area	877 sqft
Finished Basement	877 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	884 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	234 sqft
Deck Area	Deck Area
Patio Area	27 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R426401
Street Address	165 CLEAR CREEK LOOP
City	DURANGO
State	CO
Zip	81301-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: EDGEMONT HIGHLANDS DEV PH I LOT: 23 PROJ 2003-290 165 CLEAR CREEK LOOP DURANGO 81301
Legal Subdivision	EDGEMONT HIGHLANDS DEV PH I
Legal Phase	1
Legal Block	2
Legal Lot Number	23
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2021
Census Tract	970703

Owner

Source: La Plata County records · APN 5671-074-09-023

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	165 CLEAR CREEK LOOP, DURANGO, CO 81301-8102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 19, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 03, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Prior Sale	Jun 11, 2012 · Amount on Record
Deed Document Number	20181138706
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	165 CLEAR CREEK LOOP, DURANGO, CO 81301-8102
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001184453
Date	Jan 04, 2021
Instrument	1184453

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2046

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 19, 2018
Property Address	165 CLEAR CREEK LOOP, DURANGO, CO 81301-8102
Document Number	0001138706
Map Reference	DOC877022
Instrument Date	Jan 19, 2018
Instrument	1138706
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001138707
Date	Jan 19, 2018
Instrument	1138707

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	165 CLEAR CREEK LOOP, DURANGO, CO 81301-8102
Document Number	0001135862
Instrument Date	Nov 03, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 CLEAR CREEK LOOP DURANGO CO 813018102, DURANGO, CO 81301-8102

Mortgage

Document Number	0001135862
Date	Nov 08, 2017
Instrument	1135862

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 07, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,900 (+1.96%) Land $13,980 Building $56,920	$1,112,610 (-) Land $219,380 Building $893,230
2025	$4,340.00 (+51.8%)	$69,540 (+21.89%) Land $13,710 Building $55,830	$1,112,610 (+30.66%) Land $219,380 Building $893,230
2023	$2,859.00 (+23.71%)	$57,050 (+27.8%) Land $9,990 Building $47,060	$851,520 (+32.55%) Land $149,120 Building $702,400
2022	$2,311.00	$44,640 Land $8,640 Building $36,000	$642,430 Land $124,380 Building $518,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2013 · other causes

Wildfire

Wildfire Risk	High above 87% of the US · above 91% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Communications Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 170 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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