La Plata County property record for 185 Clear Creek Loop, Durango, CO 81301 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,648 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $492,000 (2020) |
| Tax Bill | $3,295.00 (2025) |
| Primary APN | 5671-074-09-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,648 sqft Living Area |
| Gross Area | 2,202 sqft Gross Area |
| 1st Floor | 1,648 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Modular Style |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached Garage |
| Garage Area | 554 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 160 sqft Patio |
| Porch Area | 120 sqft Porch |
| Heating System | Radiant Heating |
|---|
| Account Number | R426400 |
|---|---|
| Street Address | 185 CLEAR CREEK LOOP |
| City | DURANGO |
| State | CO |
| Zip | 81301-8102 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: EDGEMONT HIGHLANDS DEV PH I LOT: 22 PROJ 2003-290 185 CLEAR CREEK LOOP DURANGO 81301 |
| Legal Subdivision | EDGEMONT HIGHLANDS DEV PH I |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | LA PLATA CO |
| Minor Civil Division | DURANGO |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 970703 |
Source: La Plata County records · APN 5671-074-09-022
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 CLEAR CREEK LOOP, DURANGO, CO 81301-8102 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PHH MORTGAGE SERVICES CORP |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2020 · Amount on Record |
| Deed Sale | Apr 14, 2020 · Amount on Record |
| Prior Sale | Aug 17, 2009 · Amount on Record |
| Deed Doc Number | 20201170126 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 185 CLEAR CREEK LOOP, DURANGO, CO 81301-8102 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 185 CLEAR CREEK LOOP, DURANGO, CO 81301-8102 |
| Document Number | 0001252305 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 1252305 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 185 CLEAR CREEK LOOP, DURANGO, CO 81301-8102 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | T TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001188623 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 1188623 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Apr 14, 2020 |
| Property Address | 185 CLEAR CREEK LOOP, DURANGO, CO 81301-8102 |
| Document Number | 0001170126 |
| Map Reference | DOC 877022 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 1170126 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 185 CLEAR CREEK LOOP, DURANGO, CO 81301-8102 |
| Document Number | 0001170127 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 1170127 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,690 (-0.21%) Land $13,680 Building $39,010 | $844,830 (-) Land $219,380 Building $625,450 | |
| 2025 | $3,295.00 (+38.97%) | $52,800 (+25.86%) Land $13,710 Building $39,090 | $844,830 (+34.93%) Land $219,380 Building $625,450 |
| 2024 | $2,371.00 (+12.8%) | ||
| 2023 | $2,102.00 (+20.18%) | $41,950 (+24.15%) Land $9,780 Building $32,170 | $626,140 (+28.76%) Land $145,930 Building $480,210 |
| 2022 | $1,749.00 | $33,790 Land $8,640 Building $25,150 | $486,280 Land $124,380 Building $361,900 |
185 Clear Creek Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · La Plata County (08067C), updated April 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 87th percentile of exposed land nationally · 91st in Colorado |
|---|---|
| Wildfire Likelihood | High — about 1 in 180 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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