Frederick County property record for 2049 Sumner Dr, Frederick, MD 21702 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1999 |
| Square Footage | 1,900 sqft Living Area |
| Lot Size | 1,740 sqft (0.04 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $407,000 (2024) |
| Tax Bill | $5,285.00 (2024) |
| Primary APN | 02-206463 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,900 sqft Living Area |
| 1st Floor | 720 sqft 1st Floor |
| Basement Area | 500 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,740 sqft (0.04 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 206463 |
|---|---|
| Street Address | 2049 SUMNER DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3137 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 49 PL 6 PHASE II 1,740 SQ. FT. WILLOW BROOK |
| Legal Subdivision | WILLOW BROOK |
| Legal Phase | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 750701 |
Source: Frederick County records · APN 02-206463
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2049 SUMNER DR, FREDERICK, MD 21702-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 03, 2017 | Quit Claim Deed, Mortgage · Federal Housing Administration (FHA) Mortgage NETWORK CAP FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on Record |
| Deed Sale | Apr 16, 2024 · Amount on Record |
| Prior Sale | May 02, 2005 · Amount on Record |
| Prior Transfer Date | Dec 23, 2016 |
| Prior Transfer Doc | 0116520417 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 16, 2024 |
| Property Address | 2049 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 0168290056 |
| Book / Page | 16829 / 56 |
| Map Reference | MB 58 PL 189 |
| Instrument Date | Apr 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2024 |
| Title Company | FLYNN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,035.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2049 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 0001682963 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 16829/63 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2049 SUMNER DR, FREDERICK, MD 21702-3137 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0142590239 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 14259/239 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Apr 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 03, 2017 |
| Property Address | 2049 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 0116520417 |
| Book / Page | 011652 / 000417 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2049 SUMNER DR FREDERICK MD 217023137, FREDERICK, MD 21702-3137 |
| Document Number | 116520424 |
|---|---|
| Date | Feb 03, 2017 |
| Book Page | 011652/000424 |
| Name | NETWORK CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 02, 2047 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309,100 (+19.76%) Land $95,000 Building $214,100 | $309,100 (-) Land $95,000 Building $214,100 | |
| 2024 | $5,285.00 (+17.68%) | ||
| 2023 | $4,491.00 Homeowner's exemption | $258,100 | $309,100 Land $95,000 Building $214,100 |
2049 Sumner Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 15th in Maryland |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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