Frederick County property record for 2057 Sumner Dr, Frederick, MD 21702 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1996 |
| Square Footage | 1,740 sqft Living Area |
| Lot Size | 1,740 sqft (0.04 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $399,900 (2025) |
| Tax Bill | $4,525.00 (2024) |
| Primary APN | 02-199599 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,740 sqft Living Area |
| 1st Floor | 720 sqft 1st Floor |
| Basement Area | 340 sqft Basement |
| Finished Basement | 340 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,740 sqft (0.04 acres) |
| Deck Area | 120 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 199599 |
|---|---|
| Street Address | 2057 SUMNER DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3137 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 45 PLAT 4 PHASE1 1,740 SQ. FT. WILLOW BROOK |
| Legal Subdivision | WILLOW BROOK 04 PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 750701 |
Source: Frederick County records · APN 02-199599
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2057 SUMNER DR, FREDERICK, MD 21702-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 16, 2025 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage PRESIDENTIAL BANK FSB |
| Dec 20, 2019 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage MERIDIAN HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on Record |
| Deed Sale | Dec 16, 2025 · Amount on Record |
| Prior Sale | Dec 20, 2019 |
| Deed Doc Number | 2025 |
| Deed Book / Page | 17645 / 406 |
| Prior Transfer Date | Oct 18, 2019 |
| Prior Transfer Doc | 0134140011 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2057 SUMNER DR, FREDERICK, MD 21702-3137 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0161370447 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 16137/447 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 16, 2025 |
| Property Address | 2057 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 0176450406 |
| Book / Page | 17645 / 406 |
| Map Reference | MB 56 PL 188 |
| Instrument Date | Nov 05, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Title Company | FRIENDS TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $999.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2057 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 0017645413 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 17645/413 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Number | 0176450434 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 17645/434 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 20, 2019 |
| Property Address | 2057 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 0134140011 |
| Book / Page | 13414 / 0011 |
| Map Reference | MB 56 PL 188 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2057 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 134140017 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 13414/0017 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 01, 2034 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,742.00 (+4.8%) Homeowner's exemption | $290,100 (+19.76%) Land $95,000 Building $195,100 | $290,100 (-) Land $95,000 Building $195,100 |
| 2024 | $4,525.00 (+7.23%) | ||
| 2023 | $4,220.00 Homeowner's exemption | $242,233 | $290,100 Land $95,000 Building $195,100 |
2057 Sumner Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 15th in Maryland |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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