Frederick County property record for 2039 Sumner Dr, Frederick, MD 21702 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,910 sqft Living Area |
| Lot Size | 3,045 sqft (0.07 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $420,000 (2026) |
| Tax Bill | $5,568.00 (2025) |
| Primary APN | 02-206536 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,910 sqft Living Area |
| 1st Floor | 730 sqft 1st Floor |
| Basement Area | 500 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,045 sqft (0.07 acres) |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 206536 |
|---|---|
| Street Address | 2039 SUMNER DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3137 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 54 PL 6 PHASE II 3,045 SQ. FT. WILLOW BROOK |
| Legal Subdivision | WILLOW BROOK |
| Legal Phase | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 750701 |
Source: Frederick County records · APN 02-206536
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2039 SUMNER DR, FREDERICK, MD 21702-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Sep 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 13, 2022 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| May 20, 2019 | Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on Record |
| Deed Sale | Aug 10, 2026 · Amount on Record |
| Prior Sale | Apr 13, 2022 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 17997 / 492 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 10, 2026 |
| Property Address | 2039 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 1799000492 |
| Book / Page | 17997 / 492 |
| Instrument Date | Jul 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424,200.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2039 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 1799000500, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 17997/500 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Number | 1799000531, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 17997/531 |
| Name | DEPARTMENT OF HOUSING AND COM |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2039 SUMNER DR, FREDERICK, MD 21702-3137 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | PROPERTY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 2039 SUMNER DR, FORT DETRICK, MD 21702-3137 |
| Document Number | 0152530110 |
|---|---|
| Date | Sep 01, 2021 |
| Book Page | 15253/110 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 13, 2022 |
| Property Address | 2039 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 0158490151 |
| Book / Page | 15849 / 151 |
| Map Reference | MB 58 PG 189 |
| Instrument Date | Mar 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2039 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 0015849158 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 15849/158 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 20, 2019 |
| Property Address | 2039 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 0129780401 |
| Book / Page | 12978 / 0401 |
| Map Reference | MB 58 PG 189 |
| Instrument Date | May 03, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | LAWYERS SIGNATURE SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,349.51 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2039 SUMNER DR, FREDERICK, MD 21702-3137 |
| Document Number | 129780407 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 12978/0407 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 8.62% |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,233 (+3.13%) | $382,100 (+9.39%) Land $110,000 Building $272,100 | |
| 2025 | $5,568.00 (+12.42%) Homeowner's exemption | $349,300 (+21.38%) Land $95,000 Building $254,300 | $349,300 (-) Land $95,000 Building $254,300 |
| 2023 | $4,953.00 Homeowner's exemption | $287,767 | $349,300 Land $95,000 Building $254,300 |
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