2049 Champagne Dr, Ann Arbor, MI 48108 Property Records

Washtenaw County property record for 2049 Champagne Dr, Ann Arbor, MI 48108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1991
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Jun 2012)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-12-10-303-128`

Property Details

APN / Parcel Number

Primary APN	`09-12-10-303-128`
Alternative APN	`1210303128`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	121 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2049 CHAMPAGNE DR
City	ANN ARBOR
State	MI
Zip	48108-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 5 ANN ARBOR OAKS SUB
Legal Range	06E
Legal Township	03S
Legal Section	10
Legal Subdivision	ANN ARBOR OAKS
Legal Block	303
Legal Lot Number	5
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	1
Census Block	1008
Census Tract	405600

Owner

2049 Champagne Dr is owned and occupied by an individual who bought it in June 2012.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2049 CHAMPAGNE DR, ANN ARBOR, MI 48108-2558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
May 16, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2012 · Amount on File
Deed Sale	Jun 7, 2012 · Amount on File
Prior Sale	Oct 20, 2009 · Amount on File
Deed Document Number	20126076785
Deed Book / Page	4910 / 273
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Recording Date	Jul 15, 2026
Property Address	2049 CHAMPAGNE DR, ANN ARBOR, MI 48108-2558
Document Number	0006803354
Book / Page	5636 / 365
Instrument Date	Jul 9, 2026
Instrument	20266803354
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 CHAMPAGNE DR, ANN ARBOR, MI 48108-2558

Mortgage

Document Number	0006803354,
Date	Jul 15, 2026
Book Page	5636/365
Instrument	20266803354

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	2049 CHAMPAGNE DR, ANN ARBOR, MI 48108-2558
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 CHAMPAGNE DR, ANN ARBOR, MI 48108-2558

Mortgage

Document Number	0006687496
Date	May 16, 2023
Book Page	5520/617
Instrument	6687496

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2049 Champagne Dr was $2,776 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,500	$263,000
2025	$2,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2049 Champagne Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2049 Champagne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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