2047 Champagne Dr, Ann Arbor, MI 48108 Property Records

Washtenaw County property record for 2047 Champagne Dr, Ann Arbor, MI 48108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1991
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$127,250 (Jan 2016)
Tax Bill	$4,084 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-12-10-303-127`

Property Details

APN / Parcel Number

Primary APN	`09-12-10-303-127`
Alternative APN	`1210303127`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2047 CHAMPAGNE DR
City	ANN ARBOR
State	MI
Zip	48108-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 4 ANN ARBOR OAKS SUB
Legal Range	06E
Legal Township	03S
Legal Section	10
Legal Subdivision	ANN ARBOR OAKS
Legal Block	303
Legal Lot Number	4
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	1
Census Block	1008
Census Tract	405600

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2047 CHAMPAGNE DR, ANN ARBOR, MI 48108-2558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Oct 25, 2019	Loan Modification, Mortgage · Conventional Mortgage OLD NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2016 · Amount on Record
Deed Sale	Jan 4, 2016 · Amount on Record
Prior Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	20166297487
Deed Book / Page	5130 / 819
Prior Transfer Date	Aug 22, 2011
Prior Transfer Doc	0006029723
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	2047 CHAMPAGNE DR, ANN ARBOR, MI 48108-2558
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006444883
Date	Oct 19, 2018
Book Page	5278/193
Instrument	6444883

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 24, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	2047 CHAMPAGNE DR, ANN ARBOR, MI 48108-2558
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006546419
Date	Oct 7, 2020
Book Page	5379/639
Instrument	6546419

Lender

Name	CHOICEONE BANK
Type	Bank
Address	GARDINER, ME 4345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2035

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHTENAW MI
Property Address	2047 CHAMPAGNE DR, ANN ARBOR, MI 48108-2558
Document Number	0006496750
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 CHAMPAGNE DR ANN ARBOR MI 481082558, ANN ARBOR, MI 48108-2558

Mortgage

Document Number	0006496750
Date	Nov 19, 2019
Book Page	005330/000016
Instrument	6496750

Lender

Name	OLD NAT'L BK
Type	Bank
Address	ANN ARBOR, MI 48104-6188

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 18, 2029

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,600	$269,200
2025	$4,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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