2045 Champagne Dr, Ann Arbor, MI 48108 Property Records

Washtenaw County property record for 2045 Champagne Dr, Ann Arbor, MI 48108

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,232 sqft · built 1991
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on Record
Last Sale$139,900 (Sep 2006)
Tax Bill$2,547 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-12-10-303-126

Property Details

APN / Parcel Number

Primary APN09-12-10-303-126
Alternative APN
  • 1210303126

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,232 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2045 CHAMPAGNE DR
CityANN ARBOR
StateMI
Zip48108-2558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionLOT 3 ANN ARBOR OAKS SUB
Legal Range06E
Legal Township03S
Legal Section10
Legal SubdivisionANN ARBOR OAKS SUB
Legal Block303
Legal Lot Number3
JurisdictionWASHTENAW MI
Township / Civil DivisionANN ARBOR
Census Block Group1
Census Block1008
Census Tract405600

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2045 CHAMPAGNE DR, ANN ARBOR, MI 48108-2558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2006 · Amount on Record
Deed SaleSep 14, 2006 · Amount on Record
Prior SaleJun 28, 2002
Deed Document Number20065748098
Deed Book / Page4581 / 656
Prior Transfer DateJul 30, 2004
Prior Transfer Doc0005748097
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address2045 CHAMPAGNE DR, ANN ARBOR, MI 48108-2558
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006531412
DateJul 16, 2020
Book Page5364/629
Instrument6531412
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAnn Arbor City
CountyWashtenaw County
Unified School DistrictAnn Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$131,500$263,000
2025$2,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANN ARBOR
serves 123,851 people · EPA ID MI0000220
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Metronet.

Nearby Properties on Champagne Dr

Nearby Streets

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