2048 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 2048 E River Rd, Cortland, NY 13045

Property Summary

Property TypeFarm - Dairy
Lot Size55.1 acres (2,404,076 sqft)
OwnerIndividual Name on Record
Last Sale$55,000 (Dec 1997)
Tax Bill$4,514 (2026)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN112289 77.00-09-14.000

Property Details

APN / Parcel Number

Primary APN112289 77.00-09-14.000
Alternative APN
  • 228907700000090140000000

Exterior

Lot Area2,404,076 sqft (55.1 acres)
Shed1 Shed
Milk HouseMilk House
SiloSilo

Location & Zoning

Street Address2048 E RIVER RD
CityCORTLAND
StateNY
Zip13045-8706
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Dairy
Local Zoning Code04 - FARM
Legal Block9
Legal Lot Number14.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group1
Census Block1007
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedCortland County Poor Farm
listed 1982 · 11 contributing resources · NRIS 82001115

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2048 E RIVER RD, CORTLAND, NY 13045-8706
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 1997 · Amount on Record
Deed SaleDec 18, 1997 · Amount on Record
Deed Book / Page1997 / 6116
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address2048 E RIVER RD, CORTLAND, NY 13045-8706
Document Number0000002070
Instrument DateMar 27, 2018
Transaction TypeMortgage
Record UpdatedApr 5, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2048 E RIVER RD CORTLAND NY 130458706, CORTLAND, NY 13045-8706

Mortgage

Document Number0000002070
DateMar 29, 2018
Instrument2070
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressHOMER, NY 13077-1526
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,514.00 (+49.97%)
2025$3,010.00 (+91.96%)$133,800 (-) Land $67,900 Building $65,900$212,381 (+11.11%) Land $107,778 Building $104,603
2023$1,568.00 Additional exemption filed$133,800 Land $67,900 Building $65,900$191,143 Land $97,000 Building $94,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1981–2013)
Claims Outside the SFHA3 of 12
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on E River Rd

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