2057 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Homer Town property record for 2057 E River Rd, Cortland, NY 13045

Property Summary

Property Type	Rural Home
Details	3 bd · 4.5 ba · 2,090 sqft · built 1936
Lot Size	19.7 acres (858,132 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Jun 2018)
Tax Bill	$6,827 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`113089 77.00-02-03.211`

Property Details

APN / Parcel Number

Primary APN	`113089 77.00-02-03.211`
Alternative APN	`11308907700000020032100000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	5 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,090 sqft Living Area
1st Floor Area	2,090 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	858,132 sqft (19.7 acres)
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2057 E RIVER RD
City	CORTLAND
State	NY
Zip	13045-9752
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	04 - FARM
Legal Block	2
Legal Lot Number	3.211
Jurisdiction	CORTLAND NY
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1069
Census Tract	970202

Owner

Source: Cortland County and Homer Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2057 E RIVER RD, CORTLAND, NY 13045-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Jun 15, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Oct 14, 2015 · Amount on Record
Deed Document Number	20183521
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	0000003521
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	2057 E RIVER RD, CORTLAND, NY 13045-9752
Document Number	0000004484
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2057 E RIVER RD CORTLAND NY 130459752, CORTLAND, NY 13045-9752

Mortgage

Document Number	0000004484
Date	Oct 18, 2019
Instrument	4484

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	2057 E RIVER RD, CORTLAND, NY 13045-9752
Document Number	0000005101
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	ACCURATE GROUP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2057 E RIVER RD CORTLAND NY 130459752, CORTLAND, NY 13045-9752

Mortgage

Document Number	0000005101
Date	Sep 6, 2018
Instrument	5101

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 5, 2033

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CORTLAND NY
Recording Date	Jun 15, 2018
Property Address	2057 E RIVER RD, CORTLAND, NY 13045-9752
Document Number	0000003521
Instrument Date	Jun 11, 2018
Instrument	3521
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2057 E RIVER RD CORTLAND NY 130459752, CORTLAND, NY 13045-9752

Tax Assessment & Valuation

Source: Cortland County and Homer Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Homer Town
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,827.00 (+119.45%) Homeowner's exemption
2025	$3,111.00 (-4.37%)	$169,900 (-) Land $35,900 Building $134,000	$253,582 (+2.98%) Land $53,582 Building $200,000
2023	$3,253.00 Homeowner's exemption	$169,900 Land $35,900 Building $134,000	$246,232 Land $52,029 Building $194,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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