2033 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 2033 E River Rd, Cortland, NY 13045 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,470 sqft · built 1940
Lot Size	0.307 acres (13,390 sqft)
Owner	2 Individual Names on File
Last Sale	$88,500 (Jan 2011)
Tax Bill	$2,195 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112289 77.00-09-09.000`

Property Details

APN / Parcel Number

Primary APN	`112289 77.00-09-09.000`
Alternative APN	`228907700000090090000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	630 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	13,390 sqft (0.307 acres)
Lot Dimensions	152 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2033 E RIVER RD
City	CORTLAND
State	NY
Zip	13045-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	9
Legal Lot Number	9.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLANDVILLE
Census Block Group	1
Census Block	1008
Census Tract	970400

Owner

Source: Cortland County and Cortlandville Town records · APN 112289 77.00-09-09.000

Assessment roll updated March 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2033 E RIVER RD, CORTLAND, NY 13045-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 19, 2011 · Amount on Record
Deed Sale	Jan 19, 2011 · Amount on Record
Prior Sale	Feb 11, 2005
Deed Document Number	2011340
Prior Transfer Date	Feb 11, 2003
Prior Transfer Doc	2003000898
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	May 06, 2022
Property Address	2033 E RIVER RD, CORTLAND, NY 13045-9752
Document Number	0000002579
Instrument Date	May 06, 2022
Instrument	2022-02579
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 HOLIDAY DR, CORTLAND, NY 13045-3475

Mortgage

Document Number	0000002580
Date	May 06, 2022
Instrument	2022-02580

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,195.00 (+1.95%)	$100,000 (-) Land $9,900 Building $90,100	$158,730 (+11.11%) Land $15,714 Building $143,016
2023	$2,153.00	$100,000 Land $9,900 Building $90,100	$142,857 Land $14,143 Building $128,714

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1981–2013)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jul 2013, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jul 2013 · 10 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 11% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Cortland County Poor Farm listed 1982 · 11 contributing resources · NRIS 82001115

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.