St. Tammany Parish property record for 20474 Florence St, Covington, LA 70435 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,049 sqft · built 2001 |
| Owner | 2 Individual Names on File |
| Last Sale | $126,500 (Aug 2005) |
| Tax Bill | $1,639 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| APN | 138-080-5254 |
| Primary APN | 138-080-5254 |
|---|---|
| Alternative APN |
|
| Building Area | 2,049 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|
| Old Parcel Number | 138-080-5254 |
|---|---|
| Street Address | 20474 FLORENCE ST |
| City | COVINGTON |
| State | LA |
| Zip | 70435-5867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 76 SUNRISE PARK SUB CB 1020 268 INST NO 957247 INST NO 1209830 INST NO 1270377 INST NO 1509703 |
| Legal Subdivision | SUNRISE PARK |
| Legal Lot Number | 76 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 40502 |
Source: St. Tammany Parish records · APN 138-080-5254
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20474 FLORENCE ST, COVINGTON, LA 70435-5867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2005 · Amount on Record |
| Deed Sale | Aug 02, 2005 · Amount on Record |
| Deed Document Number | 1509703 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20474 FLORENCE ST, COVINGTON, LA 70435-5867 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002243991 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2243991 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 01, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,639.00 (-4.6%) Homeowner's exemption | $21,741 (-) Land $3,500 Building $18,241 | $217,407 (-) Land $35,000 Building $182,407 |
| 2024 | $1,718.00 (+11.13%) Homeowner's exemption | $21,741 (+11.48%) Land $3,500 Building $18,241 | $217,407 (+11.47%) Land $35,000 Building $182,407 |
| 2023 | $1,546.00 (-0.06%) Homeowner's exemption | $19,503 (-) Land $3,500 Building $16,003 | $195,030 (-) Land $35,000 Building $160,030 |
| 2022 | $1,547.00 Homeowner's exemption | $19,503 Land $3,500 Building $16,003 | $195,030 Land $35,000 Building $160,030 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030405021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 116 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 53 (1978–2024) |
| Claims Outside the SFHA | 30 of 53 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 64% of the US · above 86% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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