20446 Florence St, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20446 Florence St, Covington, LA 70435 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1997
Square Footage2,885 sqft Living Area
OccupancyOwner Occupied
Last Sale$245,000 (2020)
Tax Bill$3,423.00 (2025)

Property Details

APN / Parcel Number

Primary APN138-080-8784
Alternative APN
  • 129459

Interior

Building Area2,885 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Storage Building105 sqft Storage Building

Location & Zoning

Old Parcel Number138-080-8784
Street Address20446 FLORENCE ST
CityCOVINGTON
StateLA
Zip70435-5867
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 77 SUNRISE PARK SUB CB 1022 806 CB 1482 407 INST NO 990095 INST NO 1036762 INST NO 1273663 INST NO 1317867 INST NO 152968
Legal SubdivisionSUNRISE PARK
Legal Lot Number77
JurisdictionSAINT TAMMANY LA
Minor Civil Division3
Census Blockgroup1
Census Block1031
Census Tract40502

Owner

Source: St. Tammany Parish records · APN 138-080-8784

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address427 N THEARD ST, COVINGTON, LA 70433-2837
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
ONPATH FCU
Jul 02, 2020Special Warranty Deed, Transfer · Conventional Mortgage
ONPATH FCU
Mar 19, 2018Deed, Foreclosure
Feb 23, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2020 · Amount on Record
Deed SaleJul 02, 2020 · Amount on Record
Prior SaleMar 19, 2018 · Amount on Record
Deed Doc Number2213309
Record RefreshedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address20446 FLORENCE ST, COVINGTON, LA 70435-5867
Transaction TypeMortgage
Record UpdatedApr 01, 2024
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002213314
DateJul 02, 2020
Instrument2213314
Lender
NameONPATH FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2035
Interest
Rate TypeFixed Rate

July 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSAINT TAMMANY LA
Recording DateJul 02, 2020
Property Address20446 FLORENCE ST, COVINGTON, LA 70435-5867
Document Number0002213309
Map ReferenceDOC 467905
Instrument DateJun 30, 2020
Instrument2213309
Transaction TypeTransfer
Record UpdatedApr 06, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address20446 FLORENCE ST, COVINGTON, LA 70435-5867

Mortgage

Document Number0002213311
DateJul 02, 2020
Instrument2213311
Lender
NameONPATH FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050
Interest
Rate TypeFixed Rate

March 2018: Deed, Foreclosure

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateMar 19, 2018
Property Address20446 FLORENCE ST, COVINGTON, LA 70435-5867
Document Number0002102402
Map ReferenceMAP 685A
Instrument DateFeb 22, 2018
Instrument2102402
Transaction TypeForeclosure
Record UpdatedApr 06, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 WISCONSIN AVE NW, WASHINGTON, DC 20016-2806

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateFeb 23, 2018
Property Address20446 FLORENCE ST, COVINGTON, LA 70435-5867
Document Number0002099171
Map ReferenceDOC 467905
Instrument DateJan 31, 2018
Instrument2099171
Transaction TypeTransfer
Record UpdatedApr 06, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 HIGHLAND DR, LEWISVILLE, TX 75067-4488

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,423.00 (-4.6%) Homeowner's exemption$37,240 (-) Land $3,500 Building $33,740$372,401 (-) Land $35,000 Building $337,401
2024$3,588.00 (+15.74%) Homeowner's exemption$37,240 (+17.96%) Land $3,500 Building $33,740$372,401 (+17.96%) Land $35,000 Building $337,401
2023$3,100.00 (-0.1%) Homeowner's exemption$31,569 (-) Land $3,500 Building $28,069$315,690 (-) Land $35,000 Building $280,690
2022$3,103.00 Homeowner's exemption$31,569 Land $3,500 Building $28,069$315,690 Land $35,000 Building $280,690

Flood & Wildfire

Our records do not include FEMA flood map data for 20446 Florence St; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
66th percentile of exposed land nationally · 87th in Louisiana
Wildfire LikelihoodModerate — about 1 in 493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Florence St

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