St. Tammany Parish property record for 20438 Florence St, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 1,989 sqft · built 1997 |
| Owner | Individual Name on Record |
| Last Sale | $197,000 (May 2017) |
| Tax Bill | $1,810 (2025) |
| Deeds & Mortgages | May 2017 Sale May 2017 Sale & Mortgage + 1 more |
| APN | 138-080-4851 |
| Primary APN | 138-080-4851 |
|---|---|
| Alternative APN |
|
| Building Area | 1,989 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 138-080-4851 |
|---|---|
| Street Address | 20438 FLORENCE ST |
| City | COVINGTON |
| State | LA |
| Zip | 70435-5867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 78 SUNRISE PARK SUB CB 1023 894 INST NO 984892 INST NO 1033475 INST NO 1892204 INST NO 2055590 INST NO 2063478 |
| Legal Subdivision | SUNRISE PARK |
| Legal Lot Number | 78 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 40502 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20438 FLORENCE ST, COVINGTON, LA 70435-5867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2017 | Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| May 18, 2017 | Deed, Transfer · Conventional Mortgage GMFS LLC |
| Mar 7, 2017 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2017 · Amount on Record |
| Deed Sale | May 18, 2017 · Amount on Record |
| Prior Sale | Mar 7, 2017 · Amount on Record |
| Deed Document Number | 2063478 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | May 18, 2017 |
| Property Address | 20438 FLORENCE ST, COVINGTON, LA 70435-5867 |
| Document Number | 2063478 |
| Map Reference | MAP 685A |
| Instrument Date | May 12, 2017 |
| Instrument | 2063478 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20438 FLORENCE ST, COVINGTON, LA 70435-5867 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | May 18, 2017 |
| Property Address | 20438 FLORENCE ST, COVINGTON, LA 70435-5867 |
| Document Number | 0002063478 |
| Map Reference | MAP 685A |
| Instrument Date | May 12, 2017 |
| Instrument | 2063478 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20438 FLORENCE ST, COVINGTON, LA 70435-5867 |
| Document Number | 0002063479 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 2063479 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Mar 7, 2017 |
| Property Address | 20438 FLORENCE ST, COVINGTON, LA 70435-5867 |
| Document Number | 0002055590 |
| Map Reference | MAP 685-A |
| Instrument Date | Feb 15, 2017 |
| Instrument | 2055590 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 E 15TH AVE, COVINGTON, LA 70433-3428 |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,810.00 (-4.59%) Homeowner's exemption | $23,227 (-) Land $3,500 Building $19,727 | $232,269 (-) Land $35,000 Building $197,269 |
| 2024 | $1,897.00 (+11.46%) Homeowner's exemption | $23,227 (+12.13%) Land $3,500 Building $19,727 | $232,269 (+12.13%) Land $35,000 Building $197,269 |
| 2023 | $1,702.00 (-0.06%) Homeowner's exemption | $20,714 (-) Land $3,500 Building $17,214 | $207,140 (-) Land $35,000 Building $172,140 |
| 2022 | $1,703.00 Homeowner's exemption | $20,714 Land $3,500 Building $17,214 | $207,140 Land $35,000 Building $172,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 116 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 53 (1978–2024) |
| Claims Outside the SFHA | 30 of 53 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 87% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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