Lee County property record for 20465 Black Tree Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,537 sqft · built 2014 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Apr 2025) |
| Tax Bill | $7,442 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-46-26-E4-26000.4170 |
| Primary APN | 29-46-26-E4-26000.4170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,537 sqft Living Area |
| Gross Area | 4,326 sqft |
| 1st Floor Area | 1,605 sqft |
| Upper Floors Area | 1,752 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 7,884 sqft (0.181 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 697 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 272 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10562510 |
|---|---|
| Street Address | 20465 BLACK TREE LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-6459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | PRESERVE AT CORKSCREW UNIT SIX DESC IN INST# 2013000172170 LOT 417 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | PRESERVE AT CORKSCREW |
| Legal Tract | E4 |
| Legal Block | 4 |
| Legal Lot Number | 417 |
| Legal Unit | 6 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 50311 |
Source: Lee County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20465 BLACK TREE LN, ESTERO, FL 33928-6459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2025 · Amount on Record |
| Deed Sale | Apr 3, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2014 · Amount on Record |
| Deed Document Number | 202590009 |
| Last Transfer Date | Aug 6, 2025 |
| Transfer Doc | 0000216528 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20465 BLACK TREE LN, ESTERO, FL 33928-6459 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 20465 BLACK TREE LN, ESTERO, FL 33928-6459 |
| Document Number | 0000029504 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022000029504 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,442.00 (+9.39%) Homeowner's exemption | $346,656 (+5.99%) | $481,667 (-15.01%) Land $141,151 Building $340,516 |
| 2023 | $6,803.00 (+33.92%) Homeowner's exemption | $327,074 (+3%) | $566,714 (+16.23%) Land $130,489 Building $436,225 |
| 2022 | $5,080.00 Homeowner's exemption | $317,548 | $487,585 Land $116,100 Building $371,485 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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