2047 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 2047 Madison Ave, Covington, KY 41014

Property Summary

Property Type	Other Improved
Details	2 ba · 2,394 sqft
Lot Size	0.244 acres (10,608 sqft)
Owner	2 Trust Names on Record
Last Sale	$100,000 (Jul 2023)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-14-14-026.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-14-026.00`

Interior

Total Rooms	10 Rooms
Units	6 Units
Stories	2 Stories
Building Area	2,394 sqft Finished Area

Exterior

Lot Area	10,608 sqft (0.244 acres)
Lot Dimensions	221 ft deep x 48 ft wide
Garage Area	216 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	2047 MADISON AVE
City	COVINGTON
State	KY
Zip	41014-1771
Property Category	Other
Property Type	Other > Other Improved
Legal Description	WALLACE PT LOTS 2-3 48'X 221' WS MADISON 52' S RICHARDSONS LINE IRREG
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	2,3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2002
Census Tract	61100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	4239 HAMILTON AVE, CINCINNATI, OH 45223-2088
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Oct 2, 2017	Grant Deed, Transfer DEWITT LIVING TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	2023304
Deed Book / Page	237 / 948
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jun 9, 2026
Property Address	2047 MADISON AVE, COVINGTON, KY 41014-1771
Document Number	0000011981
Book / Page	443 / 703
Instrument Date	May 6, 2026
Instrument	202611981
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000011981,
Date	Jun 9, 2026
Book Page	443/703
Instrument	202611981

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 6, 2031

Interest

Rate	6.37%
Max Rate	-1%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Oct 2, 2017
Property Address	2047 MADISON AVE, COVINGTON, KY 41014-1771
Document Number	0000000191
Book / Page	0C6262 / 000310
Instrument Date	Sep 29, 2017
Instrument	191
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$68.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	10999 REED HARTMAN HWY #108 BLUE ASH OH 452428331, 108, BLUE ASH, OH 45242-8331

Mortgage

Document Number	192
Date	Oct 2, 2017
Book Page	0C6262/000313
Instrument	192

Lender

Name	DEWITT LIVING TRUST (PT)
Address	11339 PEPPERVIEW TER, SAN DIEGO, CA 92131-3770

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2022

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (+8%) Land $30,000 Building $150,000	$180,000 (+8%) Land $30,000 Building $150,000
2025	$1,325.00 (-0.53%)	$100,000 (-) Land $30,000 Building $70,000	$100,000 (-) Land $30,000 Building $70,000
2023	$1,332.00	$100,000 Land $30,000 Building $70,000	$100,000 Land $30,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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