2037 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 2037 Madison Ave, Covington, KY 41014

Property Summary

Property Type	Other Improved
Details	4,006 sqft
Lot Size	0.123 acres (5,355 sqft)
Owner	Company Name on Record
Last Sale	$395,000 (Aug 2024)
Tax Bill	$5,233 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-14-023.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-14-023.00`

Interior

Units	13 Units
Stories	2 Stories
Building Area	4,006 sqft Finished Area

Exterior

Lot Area	5,355 sqft (0.123 acres)
Lot Dimensions	127 ft deep x 42 ft wide

Location & Zoning

Street Address	2037 MADISON AVE
City	COVINGTON
State	KY
Zip	41014-5100
Property Category	Other
Property Type	Other > Other Improved
Legal Description	PEARCE LOT 4 42'X 127.5' WS MADISON 319' S 20TH
Legal Subdivision	PEARCE OF PT WOLF & WALLACE
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2002
Census Tract	61100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1112 LOCUST AVE, DAYTON, KY 41074-1523
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage FLEUR HOLDINGS LLC
Jun 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage FLEUR HOLDINGS LLC
Mar 31, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	202496
Deed Book / Page	302 / 649
Prior Transfer Date	Aug 27, 2024
Prior Transfer Doc	0005900096
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2037 MADISON AVE, COVINGTON, KY 41014-5100
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 KETTNER BLVD 300, 300, SAN DIEGO, CA 92101-2423

Mortgage

Document Number	0005900258
Date	Jun 2, 2022
Book Page	376/1
Instrument	22060205900258

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2037 MADISON AVE, COVINGTON, KY 41014-5100
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 W BEECH ST 2204, 2204, SAN DIEGO, CA 92101-2680

Mortgage

Document Number	0005900285
Date	Jun 1, 2021
Book Page	94/293
Instrument	21060105900285

Lender

Name	FLEUR HOLDINGS LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89128

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2022

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2037 MADISON AVE, COVINGTON, KY 41014-5100
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 W BEECH ST 2204, 2204, SAN DIEGO, CA 92101-2680

Mortgage

Document Number	0005900284
Date	Jun 1, 2021
Book Page	224/17
Instrument	21060105900284

Lender

Name	FLEUR HOLDINGS LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89128

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2022

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 31, 2021
Property Address	2037 MADISON AVE, COVINGTON, KY 41014-5100
Document Number	0005900006
Book / Page	81 / 145
Map Reference	MB 176 PG 640
Instrument Date	Mar 23, 2021
Instrument	21033105900006
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 REQUARDT LN, 41, CRESCENT PARK, KY 41017-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2351 W MCMICKEN AVE, CINCINNATI, OH 45214-1822

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,000 (-) Land $26,000 Building $369,000	$395,000 (-) Land $26,000 Building $369,000
2025	$5,233.00 (+191.05%)	$395,000 (+192.59%) Land $26,000 Building $369,000	$395,000 (+192.59%) Land $26,000 Building $369,000
2023	$1,798.00	$135,000 Land $26,000 Building $109,000	$135,000 Land $26,000 Building $109,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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