Kenton County property record for 2043 Madison Ave, Covington, KY 41014
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 2,743 sqft · built 1890 |
| Lot Size | 0.082 acres (3,575 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Sep 2017) |
| Tax Bill | $894 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-14-14-025.00 |
| Primary APN | 055-14-14-025.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,743 sqft Finished Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Lot Area | 3,575 sqft (0.082 acres) |
| Lot Dimensions | 143 ft deep x 25 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2043 MADISON AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1769 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WALLACE PT LOT 2 25'X 143 1/2' WS MADISON SEC RICHARDSON LINE |
| Legal Subdivision | WALLACE ROBERT |
| Legal Lot Number | 2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 61100 |
2043 Madison Ave, a duplex, is owned by an individual who acquired it in August 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 SHAW DR, ALEXANDRIA, KY 41001-1334 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on File |
| Deed Sale | Sep 26, 2017 · Amount on File |
| Prior Sale | Apr 27, 2005 · Amount on File |
| Deed Document Number | 201709 26 059 00118 |
| Deed Book / Page | 6256 / 47 |
| Last Transfer Date | Aug 28, 2024 |
| Transfer Doc | 0005900033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2043 MADISON AVE, COVINGTON, KY 41014-1769 |
| Document Number | 0000000111 |
| Instrument Date | Jun 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2043-2045 MADISON AVE COVINGTON KY 410141769, COVINGTON, KY 41014-1769 |
| Document Number | 0000000111 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 0C6685/000330 |
| Instrument | 111 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | LATONIA, KY 41015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 19, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2043 Madison Ave was $894.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,500 (-) Land $10,000 Building $57,500 | $67,500 (-) Land $10,000 Building $57,500 | |
| 2025 | $894.00 | $67,500 Land $5,000 Building $62,500 | $67,500 Land $5,000 Building $62,500 |
| 2023 | $899.00 | $67,500 Land $5,000 Building $62,500 | $67,500 Land $5,000 Building $62,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2043 Madison Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2043 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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