Deschutes County property record for 20455 Karch Dr, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,735 sqft · built 2006 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,197 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Oct 2023 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181209 BC 01214 |
| Primary APN | 181209 BC 01214 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,735 sqft Living Area |
| 1st Floor Area | 1,095 sqft |
| 2nd Floor Area | 1,640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Split Level |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Mixed |
| Garage Area | 643 sqft |
| Account Number | 250565 |
|---|---|
| Street Address | 20455 KARCH DR |
| City | BEND |
| State | OR |
| Zip | 97702-3077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GI |
| Legal Description | LOT:24 SUBD:TRI PEAKS III SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-BC |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 09 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | TRI PEAKS III |
| Legal Lot Number | 24 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2002 |
Source: Deschutes County assessment roll, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20455 KARCH DR, BEND, OR 97702-3077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jan 27, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Nov 29, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Mar 8, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 5, 2019 |
| Deed Sale | Jun 5, 2019 |
| Prior Sale | Mar 8, 2019 · Amount on Record |
| Deed Document Number | 2019-18650 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20455 KARCH DR, BEND, OR 97702-3077 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20455 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000005490 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026-05490 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20455 KARCH DR, BEND, OR 97702-3077 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20455 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000024509 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2023-24509 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20455 KARCH DR, BEND, OR 97702-3077 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035516 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-35516 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20455 KARCH DR, BEND, OR 97702-3077 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000005491 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-05491 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20455 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000047485 |
| Instrument Date | Nov 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20455 KARCH DR BEND OR 977023077, BEND, OR 97702-3077 |
| Document Number | 0000047485 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 47485 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Mar 8, 2019 |
| Property Address | 20455 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000007151 |
| Instrument Date | Mar 5, 2019 |
| Instrument | 7151 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20455 KARCH DR BEND OR 977023077, BEND, OR 97702-3077 |
| Document Number | 7152 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 7152 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2049 |
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,197.00 (+3.94%) | $307,630 (+3%) | $749,140 (-) Land $200,710 Building $548,430 |
| 2024 | $5,000.00 (+7.87%) | $298,670 (+3%) | $749,140 (+9.71%) Land $200,710 Building $548,430 |
| 2023 | $4,635.00 | $289,980 | $682,810 Land $184,240 Building $498,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Yellowknife Wireless Company Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Webformix Company Fixed Wireless | 200 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
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