20461 Upper Bay Dr, Newport Beach, CA 92660 Property Records

Orange County property record for 20461 Upper Bay Dr, Newport Beach, CA 92660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,238 sqft · built 1967
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$1,580,000 (Jan 2021)
Tax Bill	$18,727 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`439-041-26`

Property Details

APN / Parcel Number

Primary APN	`439-041-26`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,238 sqft Living Area
1st Floor Area	2,238 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	7,200 sqft (0.165 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20461 UPPER BAY DR
City	NEWPORT BEACH
State	CA
Zip	92660-0741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6407 BLK LOT 3
Legal Subdivision	TRACT NO 6407
Legal Tract	6407
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2005
Census Tract	63101

Owner

20461 Upper Bay Dr is owned and occupied by two individuals who acquired it in June 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20461 UPPER BAY DR, NEWPORT BEACH, CA 92660-0741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Jan 12, 2021	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 12, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Deed Document Number	202123237
Last Transfer Date	Jun 29, 2021
Transfer Doc	0000466693
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 21, 2021
Property Address	20461 UPPER BAY DR, NEWPORT BEACH, CA 92660-0741
Document Number	0000466693
Map Reference	MB 237 PG 40&41
Instrument Date	Jun 29, 2021
Instrument	2021000466693
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20461 UPPER BAY DR, NEWPORT BEACH, CA 92660-0741

Mortgage

Document Number	0000466694
Date	Jul 21, 2021
Instrument	2021000466694

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 12, 2021
Property Address	20461 UPPER BAY DR, NEWPORT BEACH, CA 92660-0741
Document Number	0000023238
Instrument Date	Jan 5, 2021
Instrument	23238
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20461 UPPER BAY DR NEWPORT BEACH CA 926600741, NEWPORT BEACH, CA 92660-0741

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 12, 2021
Property Address	20461 UPPER BAY DR, NEWPORT BEACH, CA 92660-0741
Document Number	0000023237
Map Reference	MB 237 PG 40&41
Instrument Date	Dec 3, 2020
Instrument	2021000023237
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20461 UPPER BAY DR, NEWPORT BEACH, CA 92660-0741

Tax Assessment & Valuation

The 2025 property tax bill for 20461 Upper Bay Dr was $18,727 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,744,446 (+2%) Land $1,579,095 Building $165,351
2025	$18,727.00 Homeowner's exemption	$1,710,242 Land $1,548,133 Building $162,109
2023	$17,945.00 (+1.86%) Homeowner's exemption	$1,643,832 Land $1,488,017 Building $155,815
2022	$17,617.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20461 Upper Bay Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Apr 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20461 Upper Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, GeoLinks.

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