Orange County property record for 20411 Upper Bay Dr, Newport Beach, CA 92660
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,849 sqft · built 1967 |
| Lot Size | 0.175 acres (7,600 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,944 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 439-041-30 |
| Primary APN | 439-041-30 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,849 sqft Living Area |
| 1st Floor Area | 1,849 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 7,600 sqft (0.175 acres) |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20411 UPPER BAY DR |
|---|---|
| City | NEWPORT BEACH |
| State | CA |
| Zip | 92660-0741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 6407 BLK LOT 7 |
| Legal Subdivision | TRACT 6407 IN THE CITY OF NEWPORT BEACH |
| Legal Tract | 6407 |
| Legal Lot Number | 7 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 63101 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20411 UPPER BAY DR, NEWPORT BEACH, CA 92660-0741 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2022 |
| Transfer Doc | 0000275769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 11, 2022 |
| Property Address | 20411 UPPER BAY DR, NEWPORT BEACH, CA 92660-0741 |
| Document Number | 0000275769 |
| Map Reference | MB 237 PG 40&41 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 2022000275769 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 20411 UPPER BAY DR, NEWPORT BEACH, CA 92660-0741 |
| Document Number | 0000275770 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022000275770 |
| Name | CITIZENS BUSINESS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Newport Beach City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $305,313 (+2%) Land $157,181 Building $148,132 | |
| 2025 | $3,944.00 (+5.79%) Homeowner's exemption | $299,327 (+4.04%) Land $154,099 Building $145,228 |
| 2023 | $3,728.00 (+2.59%) Homeowner's exemption | $287,704 Land $148,114 Building $139,590 |
| 2022 | $3,634.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Apr 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cox Communications, GeoLinks.
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