2025 Chaparral Dr, El Centro, CA 92243 Property Records

Imperial County property record for 2025 Chaparral Dr, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	3,030 sqft · built 2018
Lot Size	0.227 acres (9,875 sqft)
Owner	Individual Name on Record
Last Sale	$611,500 (Dec 2022)
Tax Bill	$7,560 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`052-802-005-000`

Property Details

APN / Parcel Number

Primary APN	`052-802-005-000`
Alternative APN	`052-802-005`

Interior

Stories	2 Stories
Building Area	3,030 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	9,875 sqft (0.227 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	052-802-005
Street Address	2025 CHAPARRAL DR
City	EL CENTRO
State	CA
Zip	92243-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 15 OF LOTUS RANCH SUB UN B1
Legal Subdivision	LOTUS RANCH SUB UN B1
Legal Block	3
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	3
Census Block	3024
Census Tract	11803

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Sep 19, 2023	Intrafamily Transfer, Transfer
Dec 15, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY
Dec 20, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY VALLEY BANK
Apr 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 15, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PRIORITY FINANCIAL NETWORK
Apr 17, 2018	Deed of Trust, Mortgage COMMUNITY VLY BK
Apr 17, 2018	Deed of Trust, Mortgage COMMUNITY VLY BK
Apr 19, 2018	Grant Deed, Construction Loan · Construction Mortgage COMMUNITY VLY BK
Dec 20, 2017	Grant Deed, Mortgage COMMUNITY VLY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	202224718
Last Transfer Date	Sep 19, 2023
Transfer Doc	0000014437
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	Jul 27, 2026
Property Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000011926
Instrument Date	Jul 22, 2026
Instrument	202611926
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	TOP PRIORITY TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115

Mortgage

Document Number	0000011926,
Date	Jul 27, 2026
Instrument	202611926

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	Jul 13, 2026
Property Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000010619
Instrument Date	Jul 8, 2026
Instrument	202610619
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115

Mortgage

Document Number	0000010619,
Date	Jul 13, 2026
Instrument	202610619

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115

Mortgage

Document Number	0000018483
Date	Nov 24, 2025
Instrument	2025018483

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 23, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Sep 19, 2023
Property Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000014437
Map Reference	MB 27 PG 31
Instrument Date	Sep 19, 2023
Instrument	2023014437
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3305, EL CENTRO, CA 92244-3305

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Dec 15, 2022
Property Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000024718
Map Reference	MB 27 PG 31
Instrument Date	Dec 8, 2022
Instrument	2022024718
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2363 LAGOON VIEW DRIVE, CALEXICO, CA 92231

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028001
Date	Dec 20, 2017
Instrument	2017028001

Lender

Name	COMMUNITY VALLEY BANK
Type	Bank
Address	EL CENTRO, CA 92244

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Apr 29, 2019
Property Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000007476
Instrument Date	Apr 25, 2019
Instrument	7476
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 2832 CALEXICO CA 922322832, CALEXICO, CA 92232-2832

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Feb 15, 2019
Property Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000002996
Map Reference	MB 27 PG 31
Instrument Date	Aug 20, 2018
Instrument	2019002996
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2832, CALEXICO, CA 92232-2832

Mortgage

Document Number	0000002997
Date	Feb 15, 2019
Instrument	2019002997

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000007122
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3305 EL CENTRO CA 922443305, EL CENTRO, CA 92244-3305

Mortgage

Document Number	0000007122
Date	Apr 19, 2018
Instrument	7122

Lender

Name	COMMUNITY VLY BK
Type	Bank
Address	EL CENTRO, CA 92244

Agreement

Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000007121
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3305 EL CENTRO CA 922443305, EL CENTRO, CA 92244-3305

Mortgage

Document Number	0000007121
Date	Apr 19, 2018
Instrument	7121

Lender

Name	COMMUNITY VLY BK
Type	Bank
Address	EL CENTRO, CA 92244

Agreement

Amount	Amount Recorded

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Apr 19, 2018
Property Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Instrument Date	Apr 17, 2018
Instrument	7124
Transaction Type	Construction Loan
Record Updated	Sep 10, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 GLENWOOD DR EL CENTRO CA 922433698, EL CENTRO, CA 92243-3698

Mortgage

Document Number	0000007124
Date	Apr 19, 2018
Instrument	7124

Lender

Name	COMMUNITY VLY BK
Type	Bank
Address	PO BOX 1808, EL CENTRO, CA 92244-1808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Dec 20, 2017
Property Address	2025 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Instrument Date	Dec 5, 2017
Instrument	27997
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 GLENWOOD DR EL CENTRO CA 922433698, EL CENTRO, CA 92243-3698

Mortgage

Document Number	0000027997
Date	Dec 20, 2017
Instrument	27997

Lender

Name	COMMUNITY VLY BK
Type	Bank
Address	EL CENTRO, CA 92244

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	McCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$648,927 (+2%) Land $127,344 Building $521,583
2025	$7,560.00 (+11.72%)	$636,204 (+4.04%) Land $124,848 Building $511,356
2024	$6,767.00 (+0.13%)
2023	$6,758.00 (+7.9%)	$611,500 Land $120,000 Building $491,500
2022	$6,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20