20454 Steamboat, Bend, OR 97702 Property Records

Deschutes County property record for 20454 Steamboat, Bend, OR 97702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1984
Square Footage1,614 sqft Living Area
Lot Size23,087 sqft (0.53 acres)
Garage671 sqft
Last Sale$734,000 (2025)
Tax Bill$6,190.00 (2025)

Owner

Source: Deschutes County records · APN 181221-BC-00500

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7500 LOMA DEL NORTE RD NE, ALBUQUERQUE, NM 87109-5416
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2023Deed of Trust, Mortgage · Line of Credit
MID OREGON FCU
Oct 28, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 02, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 15, 2018Warranty Deed, Transfer · Conventional Mortgage
SATO CHIKAKO LIVING TRU (RT)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2025 · Amount on Record
Deed SaleOct 28, 2025 · Amount on Record
Prior SaleAug 15, 2018 · Amount on Record
Deed Doc Number202529571
Prior Transfer DateOct 27, 2025
Prior Transfer Doc0000029571
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20454 STEAMBOAT, BEND, OR 97702-9485
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20454 STEAMBOAT, BEND, OR 97702-9485

Mortgage

Document Number0000005075
DateMar 08, 2023
Instrument2023-05075
Lender
NameMID OREGON FCU
TypeCredit Union
AddressBEND, OR 97708
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateOct 28, 2025
Property Address20454 STEAMBOAT, BEND, OR 97702-9485
Document Number0000029571
Instrument DateOct 27, 2025
Instrument2025-29571
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address7500 LOMA DEL NORTE RD NE, ALBUQUERQUE, NM 87109-5416

Mortgage

Document Number0000029572
DateOct 28, 2025
Instrument2025-29572
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateJun 02, 2021
Property Address20454 STEAMBOAT, BEND, OR 97702-9485
Document Number0000033609
Instrument DateJun 02, 2021
Instrument2021-33609
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20454 STEAMBOAT, 20454, BEND, OR 97702-9485

Transferred To (Grantee/Buyer)

NameVerified Name
Address20454 STEAMBOAT, BEND, OR 97702-9485

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateAug 15, 2018
Property Address20454 STEAMBOAT, BEND, OR 97702-9485
Document Number0000033310
Instrument DateJul 31, 2018
Instrument33310
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$419.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20454 STEAMBOAT BEND OR 977029485, BEND, OR 97702-9485

Mortgage

Document Number33311
DateAug 15, 2018
Instrument33311
Lender
NameSATO CHIKAKO LIVING TRU (RT)
Address146 E 12TH AVE, EUGENE, OR 97401-3513
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,190.00 (+3.93%)$366,400 (+3%)$622,610 (-5.25%) Land $288,500 Building $334,110
2024$5,956.00 (+7.88%)$355,730 (+3%)$657,090 (+1%) Land $288,860 Building $368,230
2023$5,521.00$345,370$650,600 Land $260,000 Building $390,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Oregon
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN181221-BC-00500
Alternative APNs
  • R1088181221BC00500
  • 163450

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,614 sqft Living Area
Gross Area2,285 sqft Gross Area
1st Floor1,614 sqft 1st Floor
Stories1 Stories
Utility RoomUtility Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Roof ConstructionGable Roof Construction
Roof MaterialWood Shingle Roof
Lot Area23,087 sqft (0.53 acres)
Garage Area671 sqft Garage
Deck Area638 sqft Deck

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Account Number163450
Street Address20454 STEAMBOAT
CityBEND
StateOR
Zip97702-9485
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN HIGH BLOCK 6 LOT 8
Legal Range12
Legal Township18
Legal Section21
Legal SubdivisionMOUNTAIN HIGH
Legal Block6
Legal Lot Number8
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup1
Census Block1011
Census Tract2001

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