Deschutes County property record for 20445 Steamboat, Bend, OR 97702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 3,236 sqft Living Area |
| Lot Size | 19,166 sqft (0.44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $850,000 (2025) |
| Tax Bill | $10,014.00 (2025) |
Source: Deschutes County records · APN 181221-BC-01300
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20445 STEAMBOAT, BEND, OR 97702-9485 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Sep 23, 2025 | Warranty Deed, Transfer WESTERN TITLE & ESCROW |
| Oct 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage ARBOR MORTGAGE GROUP LLC ARBOR MORTGAGE GROUP LLC |
| Aug 30, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Prior Sale | Oct 17, 2019 · Amount on Record |
| Deed Doc Number | 202525896 |
| Prior Transfer Date | May 31, 2017 |
| Prior Transfer Doc | 0000034523 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 23, 2025 |
| Property Address | 20445 STEAMBOAT, BEND, OR 97702-9485 |
| Document Number | 0000025896 |
| Map Reference | CAB B PG 767 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025-25896 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Amount of Redemption (Redemption Deeds Only) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20445 STEAMBOAT, BEND, OR 97702-9485 |
| Document Number | 0000025897 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025-25897 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 23, 2025 |
| Property Address | 20445 STEAMBOAT, BEND, OR 97702-9485 |
| Document Number | 0000025896 |
| Map Reference | CAB B PG 767 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025-25896 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20445 STEAMBOAT, BEND, OR 97702-9485 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Oct 17, 2019 |
| Property Address | 20445 STEAMBOAT, BEND, OR 97702-9485 |
| Document Number | 0000039878 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 39878 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | AMER TITLE, AMERI TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $704.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1204 SHARON PARK DR #77 MENLO PARK CA 940257041, 77, MENLO PARK, CA 94025-7041 |
| Document Number | 39866 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 39866 |
| Name | ARBOR MORTGAGE GROUP LLC ARBOR MORTGAGE GROUP LLC |
|---|---|
| Type | Bank |
| Address | BEND, OR 97701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Document Number | 39867, |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 39867 |
| Type | Bank |
|---|---|
| Address | BEND, OR 97701 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Aug 30, 2017 |
| Property Address | 20445 STEAMBOAT, BEND, OR 97702-9485 |
| Document Number | 0000034523 |
| Instrument Date | May 31, 2017 |
| Instrument | 34523 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20445 STEAMBOAT BEND OR 977029485, BEND, OR 97702-9485 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,014.00 (+3.94%) | $592,690 (+3%) | $984,090 (-8.3%) Land $288,500 Building $695,590 |
| 2024 | $9,634.00 (+7.87%) | $575,430 (+3%) | $1,073,120 (-2.55%) Land $288,860 Building $784,260 |
| 2023 | $8,931.00 | $558,670 | $1,101,250 Land $260,000 Building $841,250 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 181221-BC-01300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,236 sqft Living Area |
| Gross Area | 3,812 sqft Gross Area |
| 1st Floor | 3,236 sqft 1st Floor |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Roof Construction | Hip Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 576 sqft Garage |
| Deck Area | 458 sqft Deck |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Account Number | 163458 |
|---|---|
| Street Address | 20445 STEAMBOAT |
| City | BEND |
| State | OR |
| Zip | 97702-9485 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN HIGH BLOCK 6 LOT 2 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 21 |
| Legal Subdivision | MOUNTAIN HIGH |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 2001 |
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