20435 Steamboat, Bend, OR 97702 Property Records

Deschutes County property record for 20435 Steamboat, Bend, OR 97702 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage2,296 sqft Living Area
Lot Size16,988 sqft (0.39 acres)
OccupancyOwner Occupied
Last Sale$442,500 (2018)
Tax Bill$8,300.00 (2025)

Owner

Source: Deschutes County records · APN 181221-BC-01200

Assessment roll updated November 5, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20435 STEAMBOAT, BEND, OR 97702-9485
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
May 07, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
SPRING EQ LLC
Oct 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Aug 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
ARBOR MORTGAGE GROUP LLC
May 04, 2018Warranty Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2018 · Amount on Record
Deed SaleMay 04, 2018 · Amount on Record
Prior SaleMay 15, 2013 · Amount on Record
Deed Doc Number201817881
Record RefreshedJun 08, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20435 STEAMBOAT, BEND, OR 97702-9485
Transaction TypeMortgage
Record UpdatedMay 15, 2024
Title CompanySERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address20435 STEAMBOAT, BEND, OR 97702-9485

Mortgage

Document Number0000011261
DateMay 07, 2024
Instrument2024-11261
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2044

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20435 STEAMBOAT, BEND, OR 97702-9485
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyWESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address20435 STEAMBOAT, BEND, OR 97702-9485

Mortgage

Document Number0000057388
DateOct 08, 2021
Instrument2021-57388
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20435 STEAMBOAT, BEND, OR 97702-9485
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030191
DateAug 19, 2019
Instrument2019-30191
Lender
NameARBOR MORTGAGE GROUP LLC
TypeMortgage Company
AddressBEND, OR 97701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMay 04, 2018
Property Address20435 STEAMBOAT, BEND, OR 97702-9485
Document Number0000017881
Instrument DateMay 02, 2018
Instrument17881
Transaction TypeTransfer
Record UpdatedMay 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$442.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address20435 STEAMBOAT BEND OR 977029485, BEND, OR 97702-9485

Mortgage

Document Number17882
DateMay 04, 2018
Instrument17882
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 03, 2048

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,300.00 (+3.93%)$491,280 (+3%)$746,610 (-6.68%) Land $288,500 Building $458,110
2024$7,986.00 (+7.88%)$476,980 (+3%)$800,060 (-1.91%) Land $288,860 Building $511,200
2023$7,403.00$463,090$815,650 Land $260,000 Building $555,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Oregon
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN181221-BC-01200
Alternative APNs
  • R1088181221BC01200
  • 163457

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,296 sqft Living Area
Gross Area2,996 sqft Gross Area
1st Floor2,296 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
Utility RoomUtility Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Roof ConstructionGable Roof Construction
Roof MaterialWood Shingle Roof
Lot Area16,988 sqft (0.39 acres)
Garage Area700 sqft Garage
Deck Area750 sqft Deck

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Account Number163457
Street Address20435 STEAMBOAT
CityBEND
StateOR
Zip97702-9485
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN HIGH BLOCK 6 LOT 3
Legal Range12
Legal Township18
Legal Section21
Legal SubdivisionMOUNTAIN HIGH
Legal Block6
Legal Lot Number3
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup1
Census Block1011
Census Tract2001

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