20454 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20454 Black Tree Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,704 sqft · built 2014
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$717,000 (Mar 2024)
Tax Bill	$7,970 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E4-24000.2800`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E4-24000.2800`
Alternative APNs	`262946E4240002800` `10561716`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,704 sqft Living Area
Gross Area	3,776 sqft
1st Floor Area	2,377 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,928 sqft (0.182 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	353 sqft
Patio Area	327 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10561716
Street Address	20454 BLACK TREE LN
City	ESTERO
State	FL
Zip	33928-6458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PRESERVE AT CORKSCREW UNIT FOUR AS DESC IN INST# 2013000099057 LOT 280
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	PRESERVE AT CORKSCREW
Legal Tract	E4
Legal Block	4
Legal Lot Number	280
Legal Unit	4
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	50311

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20454 BLACK TREE LN, ESTERO, FL 33928-6458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 21, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	202479579
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	0000235268
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20454 BLACK TREE LN, ESTERO, FL 33928-6458
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20454 BLACK TREE LN, ESTERO, FL 33928-6458

Mortgage

Document Number	0000001836
Date	Jan 6, 2026
Instrument	2026000001836

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 21, 2024
Property Address	20454 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number	0000079579
Map Reference	DOC 2013000099057
Instrument Date	Mar 14, 2024
Instrument	2024000079579
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	MARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,019.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20454 BLACK TREE LN, ESTERO, FL 33928-6458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20454 BLACK TREE LN, ESTERO, FL 33928-6458

Mortgage

Document Number	0000079580
Date	Mar 21, 2024
Instrument	2024000079580

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Oct 1, 2020
Property Address	20454 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number	0000235269
Instrument Date	Sep 21, 2020
Instrument	235269
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1104 STAR LAKE WI 545611104, STAR LAKE, WI 54561-1104

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 1, 2020
Property Address	20454 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number	0000235268
Instrument Date	Sep 21, 2020
Instrument	235268
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1104 STAR LAKE WI 545611104, STAR LAKE, WI 54561-1104

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,970.00 (-15.31%) Homeowner's exemption	$387,195 (-30.42%)	$544,000 (-2.24%) Land $141,151 Building $402,849
2023	$9,411.00 (+34.67%)	$556,473 (+16.23%) Land $131,434 Building $425,039	$556,473 (+16.23%) Land $131,434 Building $425,039
2022	$6,988.00	$478,749 Land $113,800 Building $364,949	$478,749 Land $113,800 Building $364,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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