20445 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20445 Black Tree Ln, Estero, FL 33928 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,518 sqft · built 2014
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jun 2021)
Tax Bill	$11,758 (2025)
Deeds & Mortgages	Jun 2021 Sale Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E4-24000.4230`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E4-24000.4230`
Alternative APNs	`262946E4240004230` `10561722`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,518 sqft Living Area
Gross Area	4,478 sqft
1st Floor Area	2,418 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	9,801 sqft (0.225 acres)
Garage Type	Attached
Garage Area	687 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	265 sqft
Porch	Slab
Porch Area	273 sqft
Patio Area	835 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10561722
Street Address	20445 BLACK TREE LN
City	ESTERO
State	FL
Zip	33928-6459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT CORKSCREW UNIT FOUR AS DESC IN INST# 2013000099057 LOT 423
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	PRESERVE AT CORKSCREW
Legal Tract	E4
Legal Block	4
Legal Lot Number	423
Legal Unit	4
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4002
Census Tract	50311

Owner

Source: Lee County records · APN 29-46-26-E4-24000.4230

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	111 BLUEBERRY HILL DR, HANOVER, NH 03755-3423
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Warranty Deed, Transfer MARKETPLACE TITLE LLC, MARKETPLACE TITLE
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOODMORTGAGE.COM
Jun 22, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 16, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	2021196278
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 15, 2021
Property Address	20445 BLACK TREE LN, ESTERO, FL 33928-6459
Document Number	0000196278
Map Reference	DOC 2013000099057
Instrument Date	Jun 10, 2021
Instrument	2021000196278
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	MARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transaction

Amount	Amount Recorded
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20445 BLACK TREE LN, 20445, ESTERO, FL 33928-6459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 BLUEBERRY HILL DR, HANOVER, NH 03755-3423

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20445 BLACK TREE LN, ESTERO, FL 33928-6459
Document Number	0000195964
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20445 BLACK TREE LN ESTERO FL 339286459, ESTERO, FL 33928-6459

Mortgage

Document Number	0000195964
Date	Aug 20, 2020
Instrument	195964

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 19, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20445 BLACK TREE LN, ESTERO, FL 33928-6459
Document Number	0000152584
Instrument Date	Jun 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20445 BLACK TREE LN ESTERO FL 339286459, ESTERO, FL 33928-6459

Mortgage

Document Number	0000152584
Date	Jun 27, 2019
Instrument	152584

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2034

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 16, 2018
Property Address	20445 BLACK TREE LN, ESTERO, FL 33928-6459
Document Number	0000088945
Instrument Date	Apr 13, 2018
Instrument	88945
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	HEIGHTS TITLE SERVICES LLC, HEIGHTS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,926.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20445 BLACK TREE LN ESTERO FL 339286459, ESTERO, FL 33928-6459

Mortgage

Document Number	88947
Date	Apr 16, 2018
Instrument	88947

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,758.00 (+8.2%)	$637,920 (-0.98%) Land $105,783 Building $532,137	$637,920 (-0.98%) Land $105,783 Building $532,137
2023	$10,867.00 (+34.64%)	$644,258 (+25.38%) Land $109,127 Building $535,131	$644,258 (+25.38%) Land $109,127 Building $535,131
2022	$8,071.00	$513,845 Land $108,500 Building $405,345	$513,845 Land $108,500 Building $405,345

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503114, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 60 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022, other causes, Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 641 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Xfinity	Cable	1,200 / 35

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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