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20446 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20446 Black Tree Ln, Estero, FL 33928 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage3,298 sqft Living Area
Lot Size7,928 sqft (0.182 acres)
OccupancyOwner Occupied
Last Sale$675,000 (2025)
Tax Bill$10,287.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-24000.2780
Alternative APNs
  • 262946E4240002780
  • 10561714

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,298 sqft Living Area
Gross Area4,064 sqft Gross Area
1st Floor2,271 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialConcrete Roof
Lot Area7,928 sqft (0.182 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area590 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Patio Area635 sqft Patio
Porch Area176 sqft Porch
ViewLake View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10561714
Street Address20446 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6458
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT CORKSCREW UNIT FOUR AS DESC IN INST# 2013000099057 LOT 278
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE4
Legal Block4
Legal Lot Number278
Legal Unit4
JurisdictionLEE FL
Minor Civil DivisionBONITA SPRINGS
Census Blockgroup4
Census Block4000
Census Tract50311

Owner

Source: Lee County records · APN 29-46-26-E4-24000.2780

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20446 BLACK TREE LN, ESTERO, FL 33928-6458
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2025Warranty Deed, Transfer · Conventional Mortgage
NEXA MORTGAGE LLC
Nov 09, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 13, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Jul 28, 2017Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 03, 2025 · Amount on Record
Deed SaleDec 03, 2025 · Amount on Record
Prior SaleAug 13, 2021 · Amount on Record
Deed Doc Number2025318986
Prior Transfer DateOct 26, 2023
Prior Transfer Doc0000361385
Record RefreshedJun 08, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateDec 03, 2025
Property Address20446 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number0000318986
Map ReferenceDOC 2013000099057
Instrument DateDec 01, 2025
Instrument2025000318986
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4775 COVE CIR APT 904, 904, MADEIRA BEACH, FL 33708-4800

Transferred To (Grantee/Buyer)

NameVerified Name
Address20446 BLACK TREE LN, ESTERO, FL 33928-6458

Mortgage

Document Number0000318987
DateDec 03, 2025
Instrument2025000318987
Lender
NameNEXA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueJan 01, 2054

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateNov 09, 2023
Property Address20446 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number0000361385
Map ReferenceDOC 2013000099057
Instrument DateOct 26, 2023
Instrument2023000361385
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20446 BLACK TREE LN, ESTERO, FL 33928-6458

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address20446 BLACK TREE LN, ESTERO, FL 33928-6458

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 13, 2021
Property Address20446 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number0000267879
Map ReferenceDOC 2013000099057
Instrument DateAug 12, 2021
Instrument2021000267879
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$4,095.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address20446 BLACK TREE LN, 20446, ESTERO, FL 33928-6458

Transferred To (Grantee/Buyer)

NameVerified Name
Address20446 BLACK TREE LN, ESTERO, FL 33928-6458

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20446 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number0000109399
Instrument DateMay 14, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20446 BLACK TREE LN ESTERO FL 339286458, ESTERO, FL 33928-6458

Mortgage

Document Number0000109399
DateMay 14, 2019
Instrument109399
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2049

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJul 28, 2017
Property Address20446 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number0000162818
Instrument DateJul 24, 2017
Instrument162818
Transaction TypeTransfer
Record UpdatedSep 07, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,066.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20446 BLACK TREE LN ESTERO FL 339286458, ESTERO, FL 33928-6458

Mortgage

Document Number162819
DateJul 28, 2017
Instrument162819
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 27, 2032

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,287.00 (+1.93%) Homeowner's exemption$565,148 (+2.9%)$599,872 (-3.69%) Land $141,151 Building $458,721
2024$10,092.00 (+6.22%) Homeowner's exemption$549,221 (+3%)$622,835 (+3.51%) Land $147,753 Building $475,082
2023$9,501.00 (+23.07%) Homeowner's exemption$533,224 (+3%)$601,718 (+16.23%) Land $131,434 Building $470,284
2022$7,720.00 Homeowner's exemption$517,693 Land $113,800 Building $403,893$517,693 Land $113,800 Building $403,893

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 641 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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