2045 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 2045 Garrard St, Covington, KY 41014 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms2 Beds
Bathrooms2 Baths
Architecture StyleDuplex Single
Year BuiltBuilt 1889
Square Footage2,000 sqft Finished Area
Lot Size2,178 sqft (0.05 acres)
Last Sale$67,000 (2024)
Tax Bill$887.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-04-057.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,000 sqft Finished Area
Gross Area2,080 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area2,178 sqft (0.05 acres)
Depth X Width100 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemNone Cooling
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2045 GARRARD ST
CityCOVINGTON
StateKY
Zip41014-1535
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionGARRARD AVE LAND CO N 25' LOT 19
Legal SubdivisionGARRARD AVE LAND CO
Legal Lot Number19
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2021
Census Tract60900

Owner

Source: Kenton County records · APN 055-32-04-057.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address9887 BURLEIGH LN, UNION, KY 41091-8740
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 22, 2024 · Amount on Record
Deed SaleJul 22, 2024 · Amount on Record
Prior SaleDec 21, 2022 · Amount on Record
Deed Doc Number20240722103
Deed Book / Page295 / 931
Prior Transfer DateOct 02, 2009
Prior Transfer Doc0005900197
Record RefreshedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 21, 2022
Property Address2045 GARRARD ST, COVINGTON, KY 41014-1535
Document Number0005900038
Book / Page206 / 286
Map ReferencePL 331
Instrument DateDec 16, 2022
Instrument22122105900038
Transaction TypeTransfer
Record UpdatedJan 16, 2023
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1111 PLATEAU ST, ELSMERE, KY 41018-2384

Transferred To (Grantee/Buyer)

NameVerified Name
Address1884 LAUREL PL, BURLINGTON, KY 41005-9523

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$887.00 (+48.08%)$67,000 (+48.89%) Land $5,000 Building $62,000$67,000 (+48.89%) Land $5,000 Building $62,000
2023$599.00$45,000 Land $5,000 Building $40,000$45,000 Land $5,000 Building $40,000

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