Kenton County property record for 2042 Garrard St, Covington, KY 41014 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1939 |
| Square Footage | 1,314 sqft Finished Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Last Sale | $2,427 (2023) |
| Tax Bill | $1,457.00 (2025) |
| Primary APN | 055-32-04-059.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,314 sqft Finished Area |
| Gross Area | 1,362 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Metal Roof |
| Lot Area | 2,614 sqft (0.06 acres) |
| Depth X Width | 111 ft x 25 ft Depth x Width |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 2042 GARRARD ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1537 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOOS & FLORER LOT 20 |
| Legal Subdivision | LOOS & FLORER |
| Legal Lot Number | 20 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 61000 |
Source: Kenton County records · APN 055-32-04-059.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 KINGS MILLS RD, MASON, OH 45040-1853 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ONPOINT HOME LENDING |
| Aug 13, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage MIKABBY INVESTMENTS LLC |
| Oct 07, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on Record |
| Deed Sale | Jul 26, 2023 · Amount on Record |
| Prior Sale | Jul 27, 2022 · Amount on Record |
| Deed Doc Number | 2023191 |
| Deed Book / Page | 237 / 832 |
| Last Transfer Date | Mar 08, 2024 |
| Transfer Doc | 0005900097 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2042 GARRARD ST, COVINGTON, KY 41014-1537 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 312 KINGS MILLS RD, MASON, OH 45040-1853 |
| Document Number | 0005900098 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | KCM 532/532 |
| Instrument | 24031305900098 |
| Name | ONPOINT HOME LENDING |
|---|---|
| Type | Non-Lending Institution |
| Address | FLORENCE, KY 41042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 13, 2021 |
| Property Address | 2042 GARRARD ST, COVINGTON, KY 41014-1537 |
| Document Number | 0005900080 |
| Book / Page | 110 / 566 |
| Map Reference | PL 172 |
| Instrument Date | Aug 04, 2021 |
| Instrument | 21081305900080 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2032 MACKOY ST, 2032, COVINGTON, KY 41014-1543 |
| Name | Verified Name |
|---|---|
| Address | 8446 PHEASANT DR, FLORENCE, KY 41042-9726 |
| Document Number | 0005900081 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 21081305900081 |
| Name | MIKABBY INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 10, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 07, 2020 |
| Property Address | 2042 GARRARD ST, COVINGTON, KY 41014-1537 |
| Document Number | 0000000146 |
| Book / Page | 000047 / 000709 |
| Instrument Date | Oct 02, 2020 |
| Instrument | 146 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $16.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2042 GARRARD ST COVINGTON KY 410141537, COVINGTON, KY 41014-1537 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,457.00 (-0.55%) | $110,000 (-) Land $5,000 Building $105,000 | $110,000 (-) Land $5,000 Building $105,000 |
| 2023 | $1,465.00 | $110,000 Land $5,000 Building $105,000 | $110,000 Land $5,000 Building $105,000 |
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