Kenton County property record for 2039 Garrard St, Covington, KY 41014 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1904 |
| Square Footage | 1,446 sqft Finished Area |
| Lot Size | 2,178 sqft (0.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $70,000 (2015) |
| Tax Bill | $1,601.00 (2025) |
| Primary APN | 055-32-04-054.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,446 sqft Finished Area |
| Gross Area | 1,584 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,178 sqft (0.05 acres) |
| Depth X Width | 100 ft x 25 ft Depth x Width |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 2039 GARRARD ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1535 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GARRARD AVE LAND CO LOT 16 |
| Legal Subdivision | GARRARD AVE LAND CO |
| Legal Lot Number | 16 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 60900 |
Source: Kenton County records · APN 055-32-04-054.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2039 GARRARD ST, COVINGTON, KY 41014-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2015 · Amount on Record |
| Deed Sale | Mar 04, 2015 · Amount on Record |
| Prior Sale | Sep 08, 2014 · Amount on Record |
| Deed Doc Number | 201503 04 059 00141 |
| Deed Book / Page | 5599 / 216 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2039 GARRARD ST, COVINGTON, KY 41014-1535 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006396 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 407/985 |
| Instrument | 26059000006396 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2041 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,601.00 (-0.56%) | $120,900 (-) Land $5,000 Building $115,900 | $120,900 (-) Land $5,000 Building $115,900 |
| 2023 | $1,610.00 | $120,900 Land $5,000 Building $115,900 | $120,900 Land $5,000 Building $115,900 |
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