2045 E River Rd, Traverse City, MI 49696 Property Records

Grand Traverse County property record for 2045 E River Rd, Traverse City, MI 49696

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,391 sqft · built 1950
Lot Size	28.7 acres (1,250,608 sqft)
Owner	Individual Name on File
Last Sale	$5,000 (Jan 2019)
Tax Bill	$3,258 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03-116-004-10`

Property Details

APN / Parcel Number

Primary APN	`03-116-004-10`
Alternative APN	`280311600410`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,391 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	1,250,608 sqft (28.7 acres)
Patio Area	972 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2045 E RIVER RD
City	TRAVERSE CITY
State	MI
Zip	49696-8220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND SITUATED IN THE TOWNSHIP OF EAST BAY, DESCRIBED AS: TH W 1/2 OF TH W 1/2 OF TH SW 1/4 OF SEC 16, T26N, R10W
Legal Range	10W
Legal Township	26N
Legal Section	16
Jurisdiction	GRAND TRAVERSE MI
Township / Civil Division	EAST BAY
Census Block Group	2
Census Block	2056
Census Tract	550602

Owner

Source: Grand Traverse County records · APN 03-116-004-10

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2045 E RIVER RD, TRAVERSE CITY, MI 49696-8220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 09, 2019 · Amount on Record
Deed Sale	Jan 09, 2019 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Grand Traverse County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Grand Traverse County
County Subdivision	East Bay Township
Unified School District	Traverse City Area Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,400 (+9.86%)	$748,899 (+9.87%)
2025	$3,258.00 Homeowner's exemption	$340,800 (+96.43%)	$681,624 (+64.39%)
2023		$173,500
2022			$414,632

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grand Traverse County (26055C), updated April 25, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260555506022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2021–2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 5 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 86% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 14 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30