2045 E Ocean Blvd, Newport Beach, CA 92661 Property Records

Orange County property record for 2045 E Ocean Blvd, Newport Beach, CA 92661

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,972 sqft · built 2019
Lot Size	0.056 acres (2,450 sqft)
Owner	2 Company Names on Record
Last Sale	$6,625,000 (Sep 2025)
Tax Bill	$42,963 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Feb 2024 Mortgage + 9 more
Flood Zone	Zone X (moderate risk)
APN	`048-262-11`

Property Details

APN / Parcel Number

Primary APN	`048-262-11`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,972 sqft Living Area
Gross Area	1,832 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	2,450 sqft (0.056 acres)
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2045 E OCEAN BLVD
City	NEWPORT BEACH
State	CA
Zip	92661-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 518 BLK D LOT 20
Legal Subdivision	TRACT NO 518
Legal Tract	518
Legal Block	D
Legal Lot Number	20
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1034
Census Tract	62800

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6300 RUTHERFORD CANYON RD, LOOMIS, CA 95650-9468
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Construction Mortgage FREMONT BANK
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Nov 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage SANTA CRUZ COUNTY BANK
Sep 19, 2023	Grant Deed, Transfer
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Oct 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTERN PACIFIC HOLDINGS INC
Dec 1, 2020	Grant Deed, Transfer AMIN MIRHADI
Feb 22, 2018	Trustee's Deed, Construction Loan · Construction Mortgage MIDFIRST BK
Jan 9, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 9, 2018	Grant Deed, Construction Loan · Construction Mortgage MIDFIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	2025245004
Prior Transfer Date	Apr 5, 1995
Prior Transfer Doc	0000151559
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 N SAN PEDRO ST 300, 300, SAN JOSE, CA 95110-2490

Mortgage

Document Number	0000045309
Date	Feb 29, 2024
Instrument	2024000045309

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520

Mortgage

Document Number	0000036461
Date	Feb 20, 2024
Instrument	2024000036461

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Max Rate	12.1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 N SAN PEDRO ST 300, 300, SAN JOSE, CA 95110-2490

Mortgage

Document Number	0000295445
Date	Nov 29, 2023
Instrument	2023000295445

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 19, 2023
Property Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520
Document Number	0000227923
Map Reference	MB 17 PG 33-36
Instrument Date	Aug 28, 2023
Instrument	2023000227923
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 N SAN PEDRO ST STE 300, 300, SAN JOSE, CA 95110-2490

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16172 ROSE AVE, MONTE SERENO, CA 95030-4221

Mortgage

Document Number	0000095035
Date	Apr 25, 2023
Instrument	2023000095035

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	FAIRFIELD, CA 94534

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 6, 2021
Property Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520
Document Number	0000615552
Map Reference	MB 17 PG 33-36
Instrument Date	Sep 14, 2021
Instrument	2021000615552
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	COMMONWEALTH LAND TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520

Mortgage

Document Number	0000615553
Date	Oct 6, 2021
Instrument	2021000615553

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.49%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	7.49%
Index	Other
Max Rate	7.49%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520
Document Number	0000716330
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2045 E OCEAN BLVD NEWPORT BEACH CA 926611520, NEWPORT BEACH, CA 92661-1520

Mortgage

Document Number	0000716330
Date	Dec 7, 2020
Instrument	716330

Lender

Name	WESTERN PACIFIC HOLDINGS INC
Address	1556 PARKSIDE DR, WALNUT CREEK, CA 94596-3556

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 1, 2020
Property Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520
Document Number	0000700962
Instrument Date	Oct 6, 2020
Instrument	700962
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,128.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8 N SAN PEDRO ST #300 SAN JOSE CA 951102490, 300, SAN JOSE, CA 95110-2490

Mortgage

Document Number	700963
Date	Dec 1, 2020
Instrument	700963

Lender

Name	AMIN MIRHADI
Address	1199 ROBERTO LN, LOS ANGELES, CA 90077-2302
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 22, 2018
Property Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520
Instrument Date	Feb 20, 2018
Instrument	63087
Transaction Type	Construction Loan
Record Updated	Aug 31, 2018
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 E OCEAN BLVD NEWPORT BEACH CA 926611520, NEWPORT BEACH, CA 92661-1520

Mortgage

Document Number	0000063087
Date	Feb 22, 2018
Instrument	63087

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	11001 N ROCKWELL AVE, OKLAHOMA CITY, OK 73162-2722

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 9, 2018
Property Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520
Document Number	0000008265
Instrument Date	Dec 21, 2017
Instrument	8265
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1199 ROBERTO LN LOS ANGELES CA 900772302, LOS ANGELES, CA 90077-2302

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 9, 2018
Property Address	2045 E OCEAN BLVD, NEWPORT BEACH, CA 92661-1520
Document Number	0000008264
Map Reference	MV17 PG33-36
Instrument Date	Dec 20, 2017
Instrument	2018000008264
Transaction Type	Construction Loan
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 ROBERTO LN, LOS ANGELES, CA 90077-2302

Mortgage

Document Number	0000008266
Date	Jan 9, 2018
Instrument	2018000008266

Lender

Name	MIDFIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 8, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$6,625,000 (+63.1%) Land $5,429,713 Building $1,195,287
2025	$42,963.00 (+4.01%)	$4,061,826 (+4.04%) Land $3,064,517 Building $997,309
2023	$41,306.00 (+1.68%)	$3,904,101 Land $2,945,518 Building $958,583
2022	$40,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	7 (1993–2020)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2020 · tidal / storm surge
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000