Mecklenburg County property record for 20440 Chartown Dr, Cornelius, NC 28031
| Property Type | Vehicle Sales & Rentals |
|---|---|
| Details | 33,230 sqft · built 2000 |
| Lot Size | 8.25 acres (359,762 sqft) |
| Owner | Company Name on File |
| Last Sale | $7,600,000 (Oct 2025) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2026 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 005-411-05 |
| Primary APN | 005-411-05 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 33,230 sqft Gross Area |
| 1st Floor Area | 33,230 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Precast Concrete Panel |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 359,762 sqft (8.25 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20440 CHARTOWN DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-4044 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Vehicle Sales & Rentals |
| Local Zoning Code | IC(CD) |
| Legal Description | LA M65-327 |
| Legal Subdivision | CHARTOWN DRIVE |
| Legal Block | 1 |
| Legal Lot Number | A |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 6208 |
20440 Chartown Dr, a commercial property, is owned by a company that bought it in October 2025.
Source: Mecklenburg County records, as of April 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5361 27TH ST N, ARLINGTON, VA 22207-1701 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Quit Claim Deed, Transfer FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Apr 8, 2026 | Deed of Trust, Mortgage FIDELITY NATIONAL TITLE |
| Oct 9, 2025 | Special Warranty Deed, Transfer FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Sep 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUN TRUST BANK |
| Mar 25, 2021 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage CHARLOTTE METRO FCU |
| Sep 27, 2019 | Grant Deed, Transfer FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on File |
| Deed Sale | Oct 9, 2025 · Amount on File |
| Prior Sale | Mar 25, 2021 · Amount on File |
| Deed Document Number | 2025103501 |
| Deed Book / Page | 39920 / 644 |
| Prior Transfer Date | Oct 6, 2025 |
| Prior Transfer Doc | 0000103500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 9, 2025 |
| Property Address | 20440 CHARTOWN DR, CORNELIUS, NC 28031-4044 |
| Document Number | 0000103500 |
| Book / Page | 39920 / 641 |
| Map Reference | MB 65 PG 327 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2025103500 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5004, INCLINE VILLAGE, NV 89450-5004 |
| Name | Verified Name |
|---|---|
| Address | 759 PINION PINE WAY, INCLINE VILLAGE, NV 89451-8417 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 8, 2026 |
| Property Address | 20440 CHARTOWN DR, CORNELIUS, NC 28031-4044 |
| Document Number | 0000035706 |
| Book / Page | 40330 / 479 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 202635706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 9, 2025 |
| Property Address | 20440 CHARTOWN DR, CORNELIUS, NC 28031-4044 |
| Document Number | 0000103501 |
| Book / Page | 39920 / 644 |
| Map Reference | MB 65 PG 327 |
| Instrument Date | Jul 10, 2025 |
| Instrument | 2025103501 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $15,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 759 PINION PINE WAY, INCLINE VILLAGE, NV 89451-8417 |
| Name | Verified Name |
|---|---|
| Address | 5361 27TH ST N, ARLINGTON, VA 22207-1701 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20440 CHARTOWN DR, CORNELIUS, NC 28031-4044 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000128578 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 33885/948 |
| Instrument | 2019128578 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23060 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 25, 2021 |
| Property Address | 20440 CHARTOWN DR, CORNELIUS, NC 28031-4044 |
| Document Number | 0000058207 |
| Book / Page | 35850 / 119 |
| Map Reference | MB 65 PG 327 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 2021058207 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 83 COZY MOUNTAIN LN, WEAVERVILLE, NC 28787-8456 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 5004, INCLINE VILLAGE, NV 89450-5004 |
| Document Number | 0000058208 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021058208 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 27, 2019 |
| Property Address | 20440 CHARTOWN DR, CORNELIUS, NC 28031-4044 |
| Document Number | 0000128952 |
| Book / Page | 033888 / 000001 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 128952 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,820.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4030 WAKE FOREST RD #349 RALEIGH NC 276090010, 349, RALEIGH, NC 27609-0010 |
| Document Number | 128953 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 033888/000005 |
| Instrument | 128953 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611-6592 |
| Amount | Amount on Record |
|---|
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $4,521,300 Land $1,113,200 Building $3,408,100 | $4,521,300 Land $1,113,200 Building $3,408,100 |
| 2023 | $4,521,300 Land $1,113,200 Building $3,408,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20440 Chartown Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20440 Chartown Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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