20430 Chartown Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20430 Chartown Dr, Cornelius, NC 28031

Property Summary

Property TypeAuto Repair, Garage
Details9,102 sqft · built 2000
Lot Size1.94 acres (84,550 sqft)
OwnerCompany Name on Record
Last Sale$1,410,000 (Sep 2019)
Tax Bill$11,320 (2023)
Deeds & MortgagesMar 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN005-411-12

Property Details

APN / Parcel Number

Primary APN005-411-12

Interior

Stories1 Story
Building Area9,102 sqft Heated Area

Exterior

Year BuiltBuilt 2000
Exterior MaterialPrecast Concrete Panel
Foundation TypeSlab (Mat/Raft)
Lot Area84,550 sqft (1.94 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-411-12
Street Address20430 CHARTOWN DR
CityCORNELIUS
StateNC
Zip28031-4044
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning CodeIC(CD)
Legal DescriptionLB M65-327
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1003
Census Tract6208

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4030 WAKE FOREST RD # 349, 349, RALEIGH, NC 27609-0010
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2019 · Amount on Record
Deed SaleSep 27, 2019 · Amount on Record
Deed Document Number0000338881
Deed Book / Page33888 / 001
Record UpdatedJun 7, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20430 CHARTOWN DR, CORNELIUS, NC 28031-4044
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7944 GREENVIEW TERRACE CT, CHARLOTTE, NC 28277-8746

Mortgage

Document Number0000048959
DateMar 30, 2022
Book Page37203/430
Instrument2022048959
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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