20400 Chartown Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20400 Chartown Dr, Cornelius, NC 28031

Property Summary

Property TypeVehicle Sales & Rentals
Lot Size1.26 acres (54,886 sqft)
OwnerCompany Name on File
Last Sale$2,158,000 (Jan 2025)
Tax Bill$2,263 (2025)
Deeds & MortgagesMar 2026 Mortgage
Nov 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN005-411-07

Property Details

APN / Parcel Number

Primary APN005-411-07

Exterior

Lot Area54,886 sqft (1.26 acres)
View / LotRural

Location & Zoning

Street Address20400 CHARTOWN DR
CityCORNELIUS
StateNC
Zip28031-4044
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Local Zoning CodeC
Legal DescriptionSEE 541107
Legal Block1
Legal Lot Number7
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1003
Census Tract6208

Owner

20400 Chartown Dr, a commercial property, is owned by a company that bought it in January 2025.

Source: Mecklenburg County records, as of August 18, 2026

Owner of RecordCompany Name on File
Mailing Address3340 SE FEDERAL HWY, STUART, FL 34997-4914
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Commercial Mortgage
AFFLUENT FUNDING INC
Nov 30, 2020Correction Deed
ATTORNEY ONLY
Nov 12, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Feb 3, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2025 · Amount on File
Deed SaleJan 2, 2025 · Amount on File
Prior SaleNov 12, 2020 · Amount on File
Deed Document Number2025127
Deed Book / Page39305 / 796
Prior Transfer DateNov 30, 2020
Prior Transfer Doc0000200959
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20400 CHARTOWN DR, CORNELIUS, NC 28031-4044
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3340 SE FEDERAL HWY 286, STUART, FL 34997-4914

Mortgage

Document Number0000026911
DateMar 18, 2026
Book Page40274/942
Instrument2026026911
Lender
NameAFFLUENT FUNDING INC
AddressJUPITER, FL 33468
Agreement
TypeCommercial Mortgage
AmountAmount on Record

November 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionMECKLENBURG NC
Recording DateNov 30, 2020
Property Address20498 CHARTOWN DR, CORNELIUS, NC 28031-4044
Document Number0000200959
Book / Page035369 / 000041
Instrument DateNov 30, 2020
Instrument200959
Record UpdatedJan 13, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,530.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20498 CHARTOWN DR CORNELIUS NC 28031, CORNELIUS, NC 28031

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 12, 2020
Property Address20498 CHARTOWN DR, CORNELIUS, NC 28031-4044
Document Number0000190718
Book / Page035307 / 000109
Instrument DateNov 5, 2020
Instrument190718
Transaction TypeTransfer
Record UpdatedJan 13, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,530.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20410 CHARTOWN DR CORNELIUS NC 280314044, CORNELIUS, NC 28031-4044

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 3, 2020
Property Address20498 CHARTOWN DR, CORNELIUS, NC 28031-4044
Document Number0000015787
Book / Page034255 / 000620
Instrument DateFeb 3, 2020
Instrument15787
Transaction TypeTransfer
Record UpdatedMar 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address150 BLACK OAK DR ASHEVILLE NC 288041834, ASHEVILLE, NC 28804-1834

Tax Assessment & Valuation

The 2025 property tax bill for 20400 Chartown Dr was $2,263, up 1.5% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,263.00 (+1.48%)$339,900 Land $339,900$339,900 Land $339,900
2024$2,230.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20400 Chartown Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20400 Chartown Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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