2044 River Downs Ct, Forest Hill, MD 21050 Property Records

Harford County property record for 2044 River Downs Ct, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,976 sqft · built 1998
Lot Size	0.285 acres (12,413 sqft)
Owner	2 Individual Names on File
Last Sale	$425,500 (Mar 2018)
Tax Bill	$4,644 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-322831`

Property Details

APN / Parcel Number

Primary APN	`03-322831`
Alternative APNs	`3322831` `322831`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,976 sqft Total Area
Basement Area	775 sqft
Finished Basement	775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,413 sqft (0.285 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	130 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	322831
Street Address	2044 RIVER DOWNS CT
City	FOREST HILL
State	MD
Zip	21050-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2COS
Legal Description	LT 647 12413 SF 2044 RIVER DOWNS COURT FOREST LAKE S11 P 92/39
Legal Subdivision	FOREST LAKE 1 SEC 11
Legal Lot Number	647
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1002
Census Tract	303204

Owner

Source: Harford County records · APN 03-322831

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2044 RIVER DOWNS CT, FOREST HILL, MD 21050-3140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2018 · Amount on Record
Deed Sale	Mar 08, 2018 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Book / Page	12734 / 437
Prior Transfer Date	Sep 27, 2011
Prior Transfer Doc	0094140374
Record Updated	Sep 20, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 08, 2018
Property Address	2044 RIVER DOWNS CT, FOREST HILL, MD 21050-3140
Document Number	0127340437
Book / Page	012734 / 000437
Instrument Date	Mar 02, 2018
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	UNIVERSAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$425.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2044 RIVER DOWNS CT FOREST HILL MD 210503140, FOREST HILL, MD 21050-3140

Mortgage

Document Number	127340445
Date	Mar 08, 2018
Book Page	012734/000445

Lender

Name	HAR-CO CU
Address	BEL AIR, MD 21014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 07, 2048

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,433 (+4.26%)	$499,100 (+12.77%) Land $116,500 Building $382,600
2025	$4,644.00 (+8.4%)	$442,600 (+8.06%) Land $116,500 Building $326,100	$442,600 (-) Land $116,500 Building $326,100
2023		$409,600	$442,600 Land $116,500 Building $326,100
2022	$4,284.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong Holdings.

Based on FCC filings for 416 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.