2040 River Downs Ct, Forest Hill, MD 21050 Property Records

Harford County property record for 2040 River Downs Ct, Forest Hill, MD 21050 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1998
Square Footage	2,412 sqft Total Area
Lot Size	10,885 sqft (0.25 acres)
Garage	Mixed, 400 sqft
Occupancy	Owner Occupied
Last Sale	$223,855 (1998)
Tax Bill	$4,955.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-322866`
Alternative APNs	`3322866` `322866`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,412 sqft Total Area
Basement Area	900 sqft Basement
Finished Basement	900 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	10,885 sqft (0.25 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	400 sqft Garage
Deck Area	158 sqft Deck
Porch Area	176 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	322866
Street Address	2040 RIVER DOWNS CT
City	FOREST HILL
State	MD
Zip	21050-3140
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 649 10885 SF 2040 RIVER DOWNS COURT FOREST LAKE S11 P 92/39
Legal Subdivision	FOREST LAKES
Legal Lot Number	649
Jurisdiction	HARFORD MD
Minor Civil Division	3, BEL AIR
Census Blockgroup	1
Census Block	1002
Census Tract	303204

Owner

Source: Harford County records · APN 03-322866

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2040 RIVER DOWNS CT, FOREST HILL, MD 21050-3140
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 1998 · Amount on Record
Deed Sale	Mar 16, 1998 · Amount on Record
Deed Doc Number	19981654
Deed Book / Page	2658 / 33
Last Transfer Date	May 02, 2018
Transfer Doc	0128200416
Record Refreshed	Sep 20, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	May 16, 2018
Property Address	2040 RIVER DOWNS CT, FOREST HILL, MD 21050-3140
Document Number	0128200416
Book / Page	012820 / 000416
Instrument Date	May 02, 2018
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 RIVER DOWNS CT FOREST HILL MD 210503140, FOREST HILL, MD 21050-3140

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,567 (+3.59%)	$523,500 (+10.77%) Land $116,200 Building $407,300
2025	$4,955.00 (+8.57%) Homeowner's exemption	$472,600 (+8.21%) Land $116,200 Building $356,400	$472,600 (-) Land $116,200 Building $356,400
2023		$436,733	$472,600 Land $116,200 Building $356,400
2022	$4,564.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.