2042 River Downs Ct, Forest Hill, MD 21050 Property Records

Harford County property record for 2042 River Downs Ct, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,861 sqft · built 1998
Lot Size	0.335 acres (14,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Aug 2023)
Tax Bill	$4,677 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-322858`

Property Details

APN / Parcel Number

Primary APN	`03-322858`
Alternative APNs	`3322858` `322858`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,861 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,598 sqft (0.335 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	322858
Street Address	2042 RIVER DOWNS CT
City	FOREST HILL
State	MD
Zip	21050-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2COS
Legal Description	LT 648 14598 SF 2042 RIVER DOWNS COURT FOREST LAKE S11 P 92/39
Legal Subdivision	FOREST LAKES
Legal Lot Number	648
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1002
Census Tract	303204

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2042 RIVER DOWNS CT, FOREST HILL, MD 21050-3140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Mar 13, 2023	Deed of Trust, Mortgage · Unknown PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Jan 29, 1998 · Amount on Record
Deed Book / Page	15995 / 315
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 8, 2023
Property Address	2042 RIVER DOWNS CT, FOREST HILL, MD 21050-3140
Document Number	0159950315
Book / Page	15995 / 315
Map Reference	MB CGH 92 FO 39
Instrument Date	Aug 1, 2023
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	NOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2042 RIVER DOWNS CT, FOREST HILL, MD 21050-3140

Mortgage

Document Number	0159950321
Date	Aug 8, 2023
Instrument	15995-0321

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2042 RIVER DOWNS CT, FOREST HILL, MD 21050-3140
Transaction Type	Mortgage
Record Updated	Mar 22, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158440109
Date	Mar 13, 2023
Book Page	15844/109

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Unknown
Amount	Amount Recorded
Term	6 Months
Due	Sep 8, 2023

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,677.00 (+12.13%)	$429,167 (+16.43%)	$493,900 (+24.47%) Land $117,000 Building $376,900
2025	$4,171.00 (+7.97%)
2023		$368,600 (+3.98%)	$396,800 (+11.93%) Land $117,000 Building $279,800
2022	$3,863.00 (-3.62%) Homeowner's exemption	$354,500 Land $117,000 Building $237,500	$354,500 Land $117,000 Building $237,500
2021	$4,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

Nearby Properties on River Downs Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures