2043 E Otter Loop, La Center, WA 98629 Property Records

Clark County property record for 2043 E Otter Loop, La Center, WA 98629

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,779 sqft · built 2026
Lot Size	0.174 acres (7,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$719,900 (Jul 2026)
Tax Bill	$1,362 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`986066978`

Property Details

APN / Parcel Number

Primary APN	`986066978`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,779 sqft Living Area
Gross Area	3,430 sqft
1st Floor Area	1,095 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Exterior Material	Other
Roof Material	Concrete
Lot Area	7,581 sqft (0.174 acres)
Garage Type	Attached
Garage Area	651 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2043 E OTTER LOOP
City	LA CENTER
State	WA
Zip	98629-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR-7.5 :
Legal Description	LOCKWOOD MEADOWS LOT 64 312298 FOR ASSESSOR USE ONLY LOCKWOOD MEADOWS LOT 64 312298
Legal Subdivision	LOCKWOOD MEADOWS
Legal Lot Number	64
Jurisdiction	CLARK WA
Township / Civil Division	LA CENTER
Census Block Group	4
Census Block	4020
Census Tract	40201

Owner

Source: Clark County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2043 E OTTER LOOP, LA CENTER, WA 98629-1019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Oct 29, 2025	Deed of Trust, Mortgage · Construction Mortgage BREDS V LOAN HOLDINGS 2 SUB LLC
Jan 16, 2026	Deed of Trust, Mortgage · Construction Mortgage CEDARLINE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Deed Document Number	20266339902
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Jul 31, 2026
Property Address	2043 E OTTER LOOP, LA CENTER, WA 98629-1019
Document Number	0006339902
Instrument Date	Jul 22, 2026
Instrument	20266339902
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199,296.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 E OTTER LOOP, LA CENTER, WA 98629-1019

Mortgage

Document Number	0006339903,
Date	Jul 31, 2026
Instrument	20266339903

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	2043 E OTTER LOOP, LA CENTER, WA 98629-1019
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006283578
Date	Oct 29, 2025
Instrument	6283578

Lender

Name	BREDS V LOAN HOLDINGS 2 SUB LLC
Address	NEW YORK, NY 10154

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 23, 2027

Interest

Rate Type	Adjustable Rate

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	2043 E OTTER LOOP, LA CENTER, WA 98629-1019
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006298797
Date	Jan 16, 2026
Instrument	6298797

Lender

Name	CEDARLINE LENDING LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55414

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	La Center City
Unified School District	La Center School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,362.00 (-2.01%)	$666,358 (+344.24%) Land $145,000 Building $521,358	$666,358 (+344.24%) Land $145,000 Building $521,358
2025	$1,390.00	$150,000 Land $150,000	$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARK PUBLIC UTILITIES serves 153,526 people · EPA ID WA5313333
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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