2042 E Otter Loop, La Center, WA 98629 Property Records

Clark County property record for 2042 E Otter Loop, La Center, WA 98629

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,707 sqft · built 2025
Lot Size	0.173 acres (7,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Nov 2025)
Tax Bill	$1,362 (2026)
Deeds & Mortgages	Jun 2025 Construction Loan Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986066962`

Property Details

APN / Parcel Number

Primary APN	`986066962`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,707 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	1,707 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Exterior Material	Other
Roof Material	Concrete
Lot Area	7,551 sqft (0.173 acres)
Garage Type	Attached
Garage Area	654 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2042 E OTTER LOOP
City	LA CENTER
State	WA
Zip	98629-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR-7.5 :
Legal Description	LOCKWOOD MEADOWS LOT 48 312298 FOR ASSESSOR USE ONLY LOCKWOOD MEADOWS LOT 48 312298
Legal Subdivision	LOCKWOOD MEADOWS
Legal Lot Number	48
Jurisdiction	CLARK WA
Township / Civil Division	LA CENTER
Census Block Group	4
Census Block	4020
Census Tract	40201

Owner

Source: Clark County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2042 E OTTER LOOP, LA CENTER, WA 98629-1019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage · Construction Mortgage CEDARLINE LENDING LLC
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Deed Document Number	20256289151
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	2042 E OTTER LOOP, LA CENTER, WA 98629-1019
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006256982
Date	Jun 24, 2025
Instrument	6256982

Lender

Name	CEDARLINE LENDING LLC
Address	MINNEAPOLIS, MN 55414

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Nov 25, 2025
Property Address	2042 E OTTER LOOP, LA CENTER, WA 98629-1019
Document Number	0006289151
Map Reference	VOL 312 PG 298
Instrument Date	Nov 21, 2025
Instrument	6289151
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,740.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2042 E OTTER LOOP, LA CENTER, WA 98629-1019

Mortgage

Document Number	0006289152
Date	Nov 25, 2025
Instrument	6289152

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	La Center City
Unified School District	La Center School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,362.00 (-2.01%)	$548,639 (+265.76%) Land $145,000 Building $403,639	$548,639 (+265.76%) Land $145,000 Building $403,639
2025	$1,390.00	$150,000 (-) Land $150,000	$150,000 (-) Land $150,000
2024	$1,390.00	$150,000 Land $150,000	$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARK PUBLIC UTILITIES serves 153,526 people · EPA ID WA5313333
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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